78 Summer St, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 78 Summer St, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,826 sqft · built 1926
Lot Size	2.66 acres (115,870 sqft)
Owner	2 Individual Names on File
Last Sale	$148,000 (Aug 2006)
Tax Bill	$7,009 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`KENB M:075 L:008`

Property Details

APN / Parcel Number

Primary APN	`KENB M:075 L:008`
Alternative APNs	`M:075 L:008 U:000` `3655`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,826 sqft Living Area
Gross Area	3,688 sqft
1st Floor Area	1,192 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	115,870 sqft (2.66 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3655
Street Address	78 SUMMER ST
City	KENNEBUNK
State	ME
Zip	04043-6616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Legal Lot Number	8
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	3
Census Block	3013
Census Tract	28004

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Kennebunk Historic District (Additional Documentation) listed 1974 · 131 contributing resources · NRIS 74000324

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

78 Summer St is owned and occupied by two individuals who bought it in August 2006.

Source: York County and Kennebunk Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	78 SUMMER ST, KENNEBUNK, ME 04043-6616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2018	Deed of Trust, Mortgage YORK COUNTY FCU
Apr 24, 2018	Warranty Deed, Transfer KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2006 · Amount on File
Deed Sale	Aug 28, 2006 · Amount on File
Deed Document Number	200647817
Deed Book / Page	14937 / 247
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	78 SUMMER ST, KENNEBUNK, ME 04043-6616
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176620835
Date	Feb 20, 2018
Book Page	17662/0835
Instrument	2018006350

Lender

Name	YORK COUNTY FCU

Agreement

Amount	Amount on Record
Term	361 Months
Due	Mar 9, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Apr 24, 2018
Property Address	78 SUMMER ST, KENNEBUNK, ME 04043-6616
Document Number	0177000063
Book / Page	017700 / 000063
Instrument Date	Apr 19, 2018
Instrument	14911
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	RED DOOR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	66 MADISON ST NORTH BERWICK ME 039066733, NORTH BERWICK, ME 03906-6733

Mortgage

Document Number	177000064
Date	Apr 24, 2018
Book Page	017700/000064
Instrument	14912

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 78 Summer St was $7,009, up 19.5% from the year before.

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,009.00 (+19.49%)	$711,600 (+105.61%) Land $446,200 Building $265,400
2024	$5,866.00 (+5.6%)	$346,100 (-) Land $175,100 Building $171,000
2023	$5,555.00 (+9.93%)	$346,100 (-) Land $175,100 Building $171,000	$1,356,980
2022	$5,053.00	$346,100 Land $175,100 Building $171,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 Summer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Summer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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