Penobscot County and Hampden Town property record for 78 Summer St, Hampden, ME 04444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 990 sqft · built 1929 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,079 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | HAMN M:44 B:0 L:022 |
| Primary APN | HAMN M:44 B:0 L:022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 990 sqft Living Area |
| 1st Floor Area | 513 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 2866 |
|---|---|
| Street Address | 78 SUMMER ST |
| City | HAMPDEN |
| State | ME |
| Zip | 04444-1213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 12 - R |
| Legal Lot Number | 22 |
| Jurisdiction | HAMPDEN ME |
| Township / Civil Division | HAMPDEN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 2000 |
78 Summer St, a single family home, is owned by an individual.
Source: Penobscot County and Hampden Town records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 254, BANGOR, ME 04402-0254 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPDEN ME |
| Property Address | 78 SUMMER ST, HAMPDEN, ME 04444-1213 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0162360073 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 16236/73 |
| Instrument | 35684 |
| Name | MAINE STATE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 78 Summer St was $2,079, up 23.1% from the year before.
Source: Penobscot County and Hampden Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Hampden Town |
| Unified School District | Regional School Unit 22 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,079.00 (+23.09%) | $117,790 (+9.17%) Land $41,720 Building $76,070 | |
| 2024 | $1,689.00 (-0.88%) | $107,900 (+21.92%) Land $38,300 Building $69,600 | |
| 2023 | $1,704.00 (+3.4%) | $88,500 (+11.18%) Land $31,400 Building $57,100 | $305,520 |
| 2022 | $1,648.00 | $79,600 Land $28,400 Building $51,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Summer St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Summer St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMPDEN WATER DISTRICT serves 4,800 people · EPA ID ME0090660 |
|---|---|
| Water Source | Purchased surface water from BANGOR WATER DISTRICT |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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