78 Summer Hill Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 78 Summer Hill Rd, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	3,016 sqft · built 1998
Lot Size	0.168 acres (7,318 sqft)
Owner	Individual Name on File
Last Sale	$740,000 (Jul 2024)
Tax Bill	$18,234 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-03700-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`14-03700-0000-00020`
Alternative APN	`140370000020`

Interior

Building Area	3,016 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	7,318 sqft (0.168 acres)

Location & Zoning

Street Address	78 SUMMER HILL RD
City	WAYNE
State	NJ
Zip	07470-8425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Subdivision	PLAT HIGH
Legal Block	3700
Legal Lot Number	20
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2005
Census Tract	246001

Owner

78 Summer Hill Rd is owned and occupied by an individual who bought it in July 2024.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	78 SUMMER HILL RD, WAYNE, NJ 07470-8425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A
Mar 24, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2024 · Amount on File
Deed Sale	Jul 2, 2024 · Amount on File
Prior Sale	Jul 14, 2000 · Amount on File
Deed Document Number	202420876
Deed Book / Page	4733 / 138
Prior Transfer Date	Mar 9, 2021
Prior Transfer Doc	0000020836
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Recording Date	Apr 6, 2026
Property Address	78 SUMMER HILL RD, WAYNE, NJ 07470-8425
Document Number	0000011626
Book / Page	19876 / 162
Instrument Date	Mar 26, 2026
Instrument	202611626
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	HUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 SUMMER HILL RD, WAYNE, NJ 07470-8425

Mortgage

Document Number	0000011626,
Date	Apr 6, 2026
Book Page	19876/162
Instrument	202611626

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASSAIC NJ
Recording Date	Mar 24, 2021
Property Address	78 SUMMER HILL RD, WAYNE, NJ 07470-8425
Document Number	0000020836
Book / Page	D4001 / 18
Instrument Date	Mar 9, 2021
Instrument	2021020836
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	78 SUMMER HILL RD, WAYNE, NJ 07470-8425

Tax Assessment & Valuation

The 2025 property tax bill for 78 Summer Hill Rd was $18,234, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,000 (-) Land $85,000 Building $219,000	$304,000 (-) Land $85,000 Building $219,000
2025	$18,234.00 (+0.87%)	$304,000 Land $85,000 Building $219,000	$304,000 Land $85,000 Building $219,000
2024	$18,076.00
2023		$304,000 Land $85,000 Building $219,000	$304,000 Land $85,000 Building $219,000
2022	$17,188.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 78 Summer Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Summer Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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