Cook County property record for 78 Sumac Ln, Elgin, IL 60120 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,684 sqft · built 1991 |
| Lot Size | 0.252 acres (10,962 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,105 (2023) |
| Deeds & Mortgages | Dec 2017 Loan Modification Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-18-407-001 |
| Primary APN | 06-18-407-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,684 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,962 sqft (0.252 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 78 SUMAC LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (COUNTRY) (BROOK) A SUB OF PT OF THE SW OF SEC 17 & P T OF THE SE SEC 18-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 18 |
| Legal Subdivision | COUNTRY BROOK |
| Legal Lot Number | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 804405 |
Source: Cook County records · APN 06-18-407-001
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 78 SUMAC LN, ELGIN, IL 60120-4833 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2017 | Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK |
| Dec 20, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 01, 2013 |
| Deed Sale | May 01, 2013 |
| Prior Sale | Dec 19, 2012 |
| Deed Document Number | 201355004 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 78 SUMAC LN, ELGIN, IL 60120-4833 |
| Document Number | 1801947172 |
| Instrument Date | Dec 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 78 SUMAC LN ELGIN IL 601204833, ELGIN, IL 60120-4833 |
| Document Number | 1801947172 |
|---|---|
| Date | Jan 19, 2018 |
| Instrument | 1947172 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 78 SUMAC LN, ELGIN, IL 60120-4833 |
| Document Number | 1801947171 |
| Instrument Date | Dec 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 78 SUMAC LN ELGIN IL 601204833, ELGIN, IL 60120-4833 |
| Document Number | 1801947171 |
|---|---|
| Date | Jan 19, 2018 |
| Instrument | 1947171 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2048 |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,000 (+21.43%) Land $7,673 Building $26,327 | $340,000 (+21.43%) Land $76,730 Building $263,270 | |
| 2023 | $7,105.00 (+3.35%) | ||
| 2022 | $6,875.00 Homeowner's exemption | $27,999 Land $6,029 Building $21,970 | $279,990 Land $60,290 Building $219,700 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 289 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Opiquad | Fixed Wireless (unlicensed) | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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