78 Stuart St, Charleston, SC 29403 Property Records

Charleston County property record for 78 Stuart St, Charleston, SC 29403

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 800 sqft · built 1920
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Tax Bill$1,662 (2025)
Flood ZoneZone AE (high risk)
APN459-01-04-019

Property Details

APN / Parcel Number

Primary APN459-01-04-019

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area800 sqft Living Area
1st Floor Area800 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleBungalow
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions98 ft deep x 35 ft wide
PorchSlab
Porch Area45 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
Heating FuelGas

Location & Zoning

Street Address78 STUART ST
CityCHARLESTON
StateSC
Zip29403-4513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -STEWART ST DESCRIPTION -LT 9
Legal SubdivisionSTEWART ST
Legal Lot Number9
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group3
Census Block3005
Census Tract5300

Owner

78 Stuart St is owned and occupied by an individual.

Source: Charleston County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address78 STUART ST, CHARLESTON, SC 29403-4513
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 78 Stuart St was $1,662, up 18% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,662.00 (+17.96%)$85,017 (+1,814.8%) Land $61,038 Building $23,979$350,300 Land $251,500 Building $98,800
2024$1,409.00$4,440
2022$1,271.00$4,440$181,500 Land $130,000 Building $51,500
2020$181,500 Land $130,000 Building $51,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 Stuart St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims17 (1979–2023)
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Hugo, Sep 1989 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 78 Stuart St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Stuart St

Nearby Streets

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