Monmouth County and Howell Township property record for 78 Starlight Rd, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,920 sqft · built 1986 |
| Lot Size | 0.203 acres (8,851 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $189,900 (Aug 2000) |
| Tax Bill | $10,660 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00035-73-00011 |
| Primary APN | 21-00035-73-00011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Upper Floors Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,851 sqft (0.203 acres) |
| Lot Dimensions | 118 ft deep x 75 ft wide |
| Garage Area | 388 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Patio Area | 522 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 02304011 |
|---|---|
| Street Address | 78 STARLIGHT RD |
| City | HOWELL |
| State | NJ |
| Zip | 07731-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | LAND-O-PINES SEC 113 |
| Legal Block | 35.73 |
| Legal Lot Number | 11 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 811401 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 78 STARLIGHT RD, HOWELL, NJ 07731-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 12, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2000 · Amount on Record |
| Deed Sale | Aug 30, 2000 · Amount on Record |
| Deed Book / Page | 5968 / 609 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 78 STARLIGHT RD, HOWELL, NJ 07731-2219 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2023 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0096627156 |
|---|---|
| Date | Oct 6, 2023 |
| Book Page | 9662/7156 |
| Instrument | 2023070007 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 27, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 78 STARLIGHT RD, HOWELL, NJ 07731-2219 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICESRESWARE |
| Name | Verified Name |
|---|
| Document Number | 0095578527 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 9557/8527 |
| Instrument | 2021165118 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 7, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $667,400 (+7.75%) Land $420,300 Building $247,100 | $667,400 (+7.75%) Land $420,300 Building $247,100 | |
| 2025 | $10,660.00 (+8.05%) | $619,400 (+23.56%) Land $375,300 Building $244,100 | $619,400 (+23.56%) Land $375,300 Building $244,100 |
| 2024 | $9,866.00 (+12.37%) | ||
| 2023 | $501,300 Land $267,300 Building $234,000 | $501,300 Land $267,300 Building $234,000 | |
| 2022 | $8,780.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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