Cecil County property record for 78 Starboard Ct, Perryville, MD 21903
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,320 sqft · built 1995 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Apr 2024) |
| Tax Bill | $2,470 (2026) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-043740 |
| Primary APN | 07-043740 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Total Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,500 sqft (0.057 acres) |
| Patio Area | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 043740 |
|---|---|
| Street Address | 78 STARBOARD CT |
| City | PERRYVILLE |
| State | MD |
| Zip | 21903-2400 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LOT 70 - .0574 ACRE 78 STARBOARD COURT CHESAPEAKE LANDING |
| Legal Subdivision | CHES LDG PRVIL |
| Legal Lot Number | 70 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 7, PORT DEPOSIT |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 31202 |
78 Starboard Ct, a townhouse, is owned and occupied by two individuals who bought it in April 2024.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 STARBOARD CT, PERRYVILLE, MD 21903-2400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2024 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jun 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Oct 15, 2019 | Deed of Trust, Mortgage LOANLEADERS/AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2024 · Amount on File |
| Deed Sale | Apr 24, 2024 · Amount on File |
| Prior Sale | Mar 28, 1995 · Amount on File |
| Deed Book / Page | 5456 / 409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Apr 24, 2024 |
| Property Address | 78 STARBOARD CT, PERRYVILLE, MD 21903-2400 |
| Document Number | 0054560409 |
| Book / Page | 5456 / 409 |
| Map Reference | CAB 443 FO 786 |
| Instrument Date | Apr 16, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2024 |
| Title Company | KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 78 STARBOARD CT, PERRYVILLE, MD 21903-2400 |
| Document Number | 0054560413 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 5456-0413 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 78 STARBOARD CT, PERRYVILLE, MD 21903-2400 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0051790225 |
|---|---|
| Date | Jun 7, 2022 |
| Book Page | 5179/225 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 78 STARBOARD CT, PERRYVILLE, MD 21903-2400 |
| Document Number | 0044940001 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 78 STARBOARD CT PERRYVILLE MD 219032400, PERRYVILLE, MD 21903-2400 |
| Document Number | 0044940001 |
|---|---|
| Date | Nov 4, 2019 |
| Book Page | 004494/000001 |
| Name | LOANLEADERS/AMERICA |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92614 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 3, 2049 |
The 2026 property tax bill for 78 Starboard Ct was $2,470, up 6.5% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | Perryville Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,470.00 (+6.51%) | $168,300 Land $40,000 Building $128,300 | $168,300 Land $40,000 Building $128,300 |
| 2025 | $2,319.00 | ||
| 2023 | $1,318.00 Homeowner's exemption | $137,500 Land $40,000 Building $97,500 | $137,500 Land $40,000 Building $97,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Starboard Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 78 Starboard Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PERRYVILLE serves 4,413 people · EPA ID MD0070018 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Jan 2026 Treatment failure resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 47 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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