Carter County property record for 78 Squirrel Dr, Olive Hill, KY 41164
| Property Type | Single Family Home |
|---|---|
| Details | 2,016 sqft · built 2007 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Dec 2022) |
| Tax Bill | $1,236 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Dec 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-00-00-012.06 |
| Primary APN | 054-00-00-012.06 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,016 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 19,602 sqft (0.45 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront - Canal |
| Driveway | Driveway |
| Account Number | 33831 |
|---|---|
| Street Address | 78 SQUIRREL DR |
| City | OLIVE HILL |
| State | KY |
| Zip | 41164-4539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 0.45 ACRES |
| Jurisdiction | CARTER KY |
| Township / Civil Division | GRAHN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 960300 |
78 Squirrel Dr is owned and occupied by an individual who bought it in December 2022.
Source: Carter County records, as of April 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 78 SQUIRREL DR, OLIVE HILL, KY 41164-4539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Dec 27, 2022 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2022 · Amount on File |
| Deed Sale | Dec 27, 2022 · Amount on File |
| Prior Sale | Apr 29, 2022 · Amount on File |
| Deed Document Number | 2022554601 |
| Deed Book / Page | 491 / 567 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 78 SQUIRREL DR, OLIVE HILL, KY 41164-4539 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2023 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 000491/570 |
|---|---|
| Date | Dec 27, 2022 |
| Book Page | 491/570 |
| Instrument | 554602 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 78 SQUIRREL DR, OLIVE HILL, KY 41164-4539 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2023 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 78 SQUIRREL DR, OLIVE HILL, KY 41164-4539 |
| Document Number | 000491/586 |
|---|---|
| Date | Dec 27, 2022 |
| Book Page | 491/586 |
| Instrument | 554603 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2033 |
The 2025 property tax bill for 78 Squirrel Dr was $1,236.
Source: Carter County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Unified School District | Carter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,236.00 | $145,000 | $145,000 |
| 2023 | $1,249.00 | $145,000 | $145,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Squirrel Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979–2010) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2010 · Severe Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Squirrel Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RATTLESNAKE RIDGE WATER DISTRICT serves 11,397 people · EPA ID KY0220555 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2020 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
No cell data coverage reported
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