Harnett County property record for 78 Spring Pond Ln, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,025 sqft · built 2010 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $499,000 (Jul 2024) |
| Tax Bill | $3,296 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500065122 |
| Primary APN | 1500065122 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,025 sqft Heated Area |
| 1st Floor Area | 1,731 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Roof Type | Gable |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 592 sqft |
| Porch | Porch |
| Porch Area | 335 sqft |
| Patio Area | 461 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1500065122 |
|---|---|
| Street Address | 78 SPRING POND LN |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-9388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20R |
| Legal Description | LT#706 A CREEK CLUB 4B-1BMAP#2010-29 |
| Legal Subdivision | ANDERSON CREEK CLUB |
| Legal Lot Number | 706 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 71204 |
Source: Harnett County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 78 SPRING POND LN, SPRING LAKE, NC 28390-9388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Oct 26, 2020 | Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2024 · Amount on Record |
| Deed Sale | Jul 23, 2024 · Amount on Record |
| Prior Sale | Dec 2, 2010 · Amount on Record |
| Deed Document Number | 202412764 |
| Deed Book / Page | 4244 / 1671 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 78 SPRING POND LN, SPRING LAKE, NC 28390-9388 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000028867 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 4086/633 |
| Instrument | 2021028867 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Oct 26, 2020 |
| Property Address | 78 SPRING POND LN, SPRING LAKE, NC 28390-9388 |
| Document Number | 0000019560 |
| Book / Page | 003887 / 000005 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 19560 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $575.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 232 OLD MONTAGUE WAY CAMERON NC 28326, CAMERON, NC 28326 |
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,296.00 (+47.74%) | $479,005 (+36.41%) | $479,005 (+36.41%) Land $71,730 Building $407,275 |
| 2025 | $2,231.00 (-12.37%) | $351,161 (-) | $351,161 (-) Land $71,870 Building $279,291 |
| 2023 | $2,546.00 | $351,161 | $351,161 Land $71,870 Building $279,291 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 6 (2013–2018) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures