78 Spofford Ave, Warwick, RI 02888 Property Records

Warwick City property record for 78 Spofford Ave, Warwick, RI 02888

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1935
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Oct 2020)
Tax Bill	$3,524 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28801950000`

Property Details

APN / Parcel Number

Primary APN	`28801950000`
Alternative APNs	`WARW M:288 B:0195 L:0000` `122215`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	1,886 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	122215
Street Address	78 SPOFFORD AVE
City	WARWICK
State	RI
Zip	02888-1817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	195
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	2
Census Block	2021
Census Tract	21001

Owner

78 Spofford Ave is owned and occupied by an individual who bought it in October 2020.

Source: Warwick City records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	78 SPOFFORD AVE, WARWICK, RI 02888-1817
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
Jul 21, 2020	Warranty Deed, Transfer NOT AVAILABLE
Dec 4, 2017	Warranty Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2020 · Amount on File
Deed Sale	Oct 22, 2020 · Amount on File
Prior Sale	Jul 21, 2020 · Amount on File
Deed Book / Page	9646 / 71
Transfer Doc	8956-128
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Oct 22, 2020
Property Address	78 SPOFFORD AVE, WARWICK, RI 02888-1817
Document Number	9646-71
Book / Page	9646 / 71
Instrument Date	Oct 22, 2020
Instrument	16369
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	78 SPOFFORD AVE, WARWICK, RI 02888-1817

Mortgage

Document Number	16370
Date	Oct 22, 2020
Instrument	16370

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jul 21, 2020
Property Address	78 SPOFFORD AVE, WARWICK, RI 02888-1817
Document Number	9561-300
Book / Page	009561 / 000300
Instrument Date	Jul 15, 2020
Instrument	10087
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$154.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 WOGUAGONET AVE WARWICK RI 028898333, WARWICK, RI 02889-8333

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Dec 4, 2017
Property Address	78 SPOFFORD AVE, WARWICK, RI 02888-1817
Document Number	8956-128
Book / Page	008956 / 000128
Instrument Date	Nov 24, 2017
Instrument	18114
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 SPOFFORD AVE WARWICK RI 028881817, WARWICK, RI 02888-1817

Mortgage

Document Number	8956-133
Date	Dec 4, 2017
Book Page	008956/000133
Instrument	18115

Lender

Name	USAA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 3, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 78 Spofford Ave was $3,524.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,524.00	$277,500 Land $99,000 Building $178,500
2024			$315,400
2023	$3,088.00 (+7.48%)	$217,600 (+41.85%) Land $86,100 Building $131,500
2022	$2,873.00	$153,400 Land $54,700 Building $98,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 Spofford Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1983–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 78 Spofford Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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