Alleghany County property record for 78 Spencer Ln, Sparta, NC 28675
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 2,190 sqft |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $985 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3070640747 |
| Primary APN | 3070640747 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,190 sqft Living Area |
| 1st Floor Area | 2,190 sqft |
| Architectural Style | Other |
|---|---|
| Construction Type | Metal Frame |
| Lot Area | 55,757 sqft (1.28 acres) |
| Deck Area | 140 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 7986 |
|---|---|
| Street Address | 78 SPENCER LN |
| City | SPARTA |
| State | NC |
| Zip | 28675-8338 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R1 |
| Legal Description | M/H IS R/E |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | GAP CIVIL |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 950200 |
78 Spencer Ln, a mobile home, is owned and occupied by two individuals.
Source: Alleghany County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 SPENCER LN, SPARTA, NC 28675-8338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 78 Spencer Ln was $985, up 1% from the year before.
Source: Alleghany County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Unified School District | Alleghany County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $985.00 (+1.03%) | $139,900 Land $35,700 Building $104,200 | $139,900 Land $35,700 Building $104,200 |
| 2025 | $975.00 | ||
| 2023 | $139,900 Land $35,700 Building $104,200 | $139,900 Land $35,700 Building $104,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Spencer Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Spencer Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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