Lincoln County property record for 78 Southgate Dr, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,230 sqft · built 1995 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,944 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-20-03-000-000-006.029 |
| Primary APN | 19-20-03-000-000-006.029 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,230 sqft Living Area |
| Basement Area | 1,390 sqft |
| Unfinished Basement | 1,390 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Area | 1,075 sqft |
| Parking Spaces | 4 Parking Spaces |
| Total Buildings | 2 Buildings |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 78 SOUTHGATE DR |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-2246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 SOUTHGATE ESTATES |
| Legal Range | 01W |
| Legal Township | 48N |
| Legal Section | 03 |
| Legal Subdivision | SOUTHGATE |
| Legal Lot Number | 10 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | CLARK |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 810203 |
78 Southgate Dr is owned and occupied by two individuals who acquired it in January 2021.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 SOUTHGATE DR, TROY, MO 63379-2246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 6, 2021 |
| Transfer Doc | 0000000401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 78 SOUTHGATE DR, TROY, MO 63379-2246 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Title Company | MEYER TITLE COMPANY, MEYER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 2418/0082 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 2418/0082 |
| Instrument | 2017011573 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2033 |
The 2025 property tax bill for 78 Southgate Dr was $4,944.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,497 (-) Land $7,505 Building $75,992 | ||
| 2025 | $4,944.00 | $83,497 Land $7,505 Building $75,992 | $439,460 Land $39,500 Building $399,960 |
| 2023 | $4,878.00 (+5.95%) | $78,715 Land $6,365 Building $72,350 | $414,290 Land $33,500 Building $380,790 |
| 2022 | $4,604.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Southgate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Southgate Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Systec Wireless Communications Fixed Wireless | 100 / 20 |
May also be available: Gateway Fiber, Wisper ISP.
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