78 Shore Dr, Oakham, MA 01068 Property Records

Worcester County and Oakham Town property record for 78 Shore Dr, Oakham, MA 01068

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 986 sqft · built 1950
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Mar 2021)
Tax Bill	$4,070 (2025)
Deeds & Mortgages	Nov 2022 Refinance Mar 2021 Sale & Mortgage
APN	`51-11`

Property Details

APN / Parcel Number

Primary APN	`51-11`
Alternative APN	`OAKH M:0510 B:0000 L:00110`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	986 sqft Living Area
Gross Area	1,866 sqft
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	51-11
Street Address	78 SHORE DR
City	OAKHAM
State	MA
Zip	01068-9655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	110
Jurisdiction	OAKHAM MA
Township / Civil Division	OAKHAM
Census Block Group	1
Census Block	1052
Census Tract	721101

Owner

78 Shore Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Worcester County and Oakham Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	78 SHORE DR, OAKHAM, MA 01068-9655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Mar 30, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2021 · Amount on File
Deed Sale	Mar 30, 2021 · Amount on File
Prior Sale	Jun 24, 2008 · Amount on File
Deed Document Number	202143520
Deed Book / Page	64807 / 255
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKHAM MA
Property Address	78 SHORE DR, OAKHAM, MA 01068-9655
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068510-192
Date	Nov 21, 2022
Book Page	68510/192
Instrument	124386

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKHAM MA
Recording Date	Mar 30, 2021
Property Address	78 SHORE DR, OAKHAM, MA 01068-9655
Document Number	64807-255
Book / Page	64807 / 255
Instrument Date	Mar 30, 2021
Instrument	43520
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	78 SHORE DR, OAKHAM, MA 01068-9655

Mortgage

Document Number	43521
Date	Mar 30, 2021
Instrument	43521

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 78 Shore Dr was $4,070, up 6.1% from the year before.

Source: Worcester County and Oakham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oakham Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,070.00 (+6.13%)	$352,400 (+1.82%) Land $158,900 Building $193,500	$424,555 (+11.95%)
2024	$3,835.00 (+11.13%)	$346,100 (+16.02%) Land $155,800 Building $190,300	$379,240
2023	$3,451.00	$298,300 Land $136,700 Building $161,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 78 Shore Dr; there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2005)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Shore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Shore Dr

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