78 Shore Dr, Dennis, MA 02638 Property Records

Barnstable County and Dennis Town property record for 78 Shore Dr, Dennis, MA 02638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,611 sqft · built 1975
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on Record
Last Sale	$757,500 (Aug 2026)
Tax Bill	$17,862 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`DENN M:000366 P:003-000`

Property Details

APN / Parcel Number

Primary APN	`DENN M:000366 P:003-000`
Alternative APNs	`M:000366 P:000003` `15240`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,611 sqft Living Area
Gross Area	3,839 sqft
1st Floor Area	1,530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	15240
Street Address	78 SHORE DR
City	DENNIS
State	MA
Zip	02638
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	DENNIS MA
Township / Civil Division	DENNIS
Census Block Group	1
Census Block	1000
Census Tract	11300

Owner

Source: Barnstable County and Dennis Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1212, NORTH TRURO, MA 02652-1400
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Quit Claim Deed, Transfer
Aug 4, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 26, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 22, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Jun 20, 2017	Deed of Trust, Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Nov 22, 1993 · Amount on Record
Deed Document Number	202633259
Deed Book / Page	37795 / 203
Prior Transfer Date	Aug 5, 2026
Prior Transfer Doc	0000033259
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DENNIS MA
Recording Date	Aug 12, 2026
Property Address	78 SHORE DR, DENNIS, MA 02638
Document Number	0000033259
Book / Page	37795 / 203
Instrument Date	Aug 5, 2026
Instrument	202633259
Transaction Type	Transfer
Record Updated	Sep 1, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENNIS MA
Recording Date	Aug 4, 2026
Property Address	78 SHORE DR, DENNIS, MA 02638
Document Number	0001548931
Instrument Date	Jul 27, 2026
Instrument	20261548931
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001548931,
Date	Aug 4, 2026
Instrument	20261548931

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENNIS MA
Property Address	78 SHORE DR, DENNIS, MA 02638
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001488171
Date	Sep 26, 2023
Instrument	1488171

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENNIS MA
Property Address	78 SHORE DR, DENNIS, MA 02638
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001357008
Date	Oct 22, 2018
Instrument	1357008

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENNIS MA
Property Address	78 SHORE DR, DENNIS, MA 02638
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001429582
Date	May 25, 2021
Instrument	1429582

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENNIS MA
Property Address	78 SHORE DR, DENNIS, MA 02638
Document Number	0001323956
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001323956
Date	Jun 21, 2017
Instrument	1323956

Lender

Name	GUARANTEED RATE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

Source: Barnstable County and Dennis Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Dennis Town
Unified School District	Dennis-Yarmouth School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,862.00 (+1.32%)	$4,125,200 (+2.72%) Land $3,470,500 Building $654,700	$2,872,671
2024	$17,630.00 (+3.41%)	$4,015,900 (+1%) Land $3,337,500 Building $678,400
2023	$17,049.00	$3,650,800 Land $3,034,000 Building $616,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 individual policies
Nearby Flood Policies	57 units insured incl. 10 condo units
Nearby Flood Claims	15 (1978–2018)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims Winter Coastal Storm, Dec 1992 · 2 claims Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENNIS WATER DISTRICT serves 65,000 people · EPA ID MA4075000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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