78 Shepherd Dr, Wakefield, RI 02879 Property Records

South Kingstown Town property record for 78 Shepherd Dr, Wakefield, RI 02879

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,552 sqft · built 1979
Lot Size0.69 acres (30,056 sqft)
Owner2 Trust Names on Record
Last Sale$390,000 (Jun 2005)
Tax Bill$7,005 (2025)
Deeds & MortgagesSep 2022 Refinance
Sep 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNR-11-1097-84

Property Details

APN / Parcel Number

Primary APNR-11-1097-84
Alternative APNs
  • SKIN P:078-4 L:000024
  • P:078=4 L:000024

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area3,552 sqft Living Area
Gross Area6,396 sqft
1st Floor Area1,776 sqft
Basement Area1,776 sqft
Unfinished Basement1,776 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area30,056 sqft (0.69 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberR-11-1097-84
Street Address78 SHEPHERD DR
CityWAKEFIELD
StateRI
Zip02879-5730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR30
Legal Lot Number24
JurisdictionSOUTH KINGSTOWN RI
Township / Civil DivisionSOUTH KINGSTOWN
Census Block Group3
Census Block3006
Census Tract51302

Owner

Source: South Kingstown Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address78 SHEPHERD DR, WAKEFIELD, RI 02879-5730
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Irrevocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
WESTERLY COMMUNITY CU
Sep 1, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
THE WASHINGTON TRUST CO OF WESTERLY
May 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
WASHINGTON TR CO
Oct 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
WASHINGTON TR CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2005 · Amount on Record
Deed SaleJun 9, 2005 · Amount on Record
Prior SaleApr 19, 1991 · Amount on Record
Deed Book / Page1192 / 710
Last Transfer DateDec 6, 2024
Transfer Doc001896-664
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Property Address78 SHEPHERD DR, SOUTH KINGSTOWN, RI 02879-5730
Transaction TypeMortgage
Record UpdatedOct 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001841-345
DateSep 22, 2022
Book Page1841/345
Instrument24921
Lender
NameWESTERLY COMMUNITY CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueOct 1, 2047

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Property Address78 SHEPHERD DR, SOUTH KINGSTOWN, RI 02879-5730
Transaction TypeMortgage
Record UpdatedSep 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1804-476
DateSep 1, 2021
Book Page1804/476
Instrument17492
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Property Address78 SHEPHERD DR, SOUTH KINGSTOWN, RI 02879-5730
Document Number1744-113
Instrument DateMay 29, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 STEPHERD DR SOUTH KINGSTOWN RI 02879, SOUTH KINGSTOWN, RI 02879

Mortgage

Document Number1744-113
DateJun 2, 2020
Book Page001744/000113
Instrument6246
Lender
NameWASHINGTON TR CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Property Address78 SHEPHERD DR, SOUTH KINGSTOWN, RI 02879-5730
Document Number1722-304
Instrument DateOct 25, 2019
Transaction TypeMortgage
Record UpdatedNov 19, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 SHEPHERD DR SOUTH KINGSTOWN RI 028795730, SOUTH KINGSTOWN, RI 02879-5730

Mortgage

Document Number1722-304
DateOct 30, 2019
Book Page001722/000304
Instrument2147
Lender
NameWASHINGTON TR CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 29, 2049
Interest
Rate TypeAdjustable Rate
Rate3.88%

Tax Assessment & Valuation

Source: South Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionSouth Kingstown Town
Unified School DistrictSouth Kingstown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,005.00 (+4.66%)$783,600 (+29.37%) Land $358,000 Building $425,600
2023$6,693.00 (+0.92%)$605,700 (-) Land $275,300 Building $330,400
2022$6,632.00$605,700 Land $275,300 Building $330,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 170 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies170 in force
Nearby Flood Claims31 (1978–2024)
Claims Outside the SFHA2 of 31
Most Recent ClaimJan 2024 · other causes
Claims by Event
  • Severe Storm And Flooding, Dec 2023 · 2 claims
  • Hurricane Sandy, Oct 2012 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH KINGSTOWN-SOUTH SHORE
serves 6,170 people · EPA ID RI1615623
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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