78 Shell Ring Rd, Hilton Head Island, SC 29928 Property Records

Beaufort County property record for 78 Shell Ring Rd, Hilton Head Island, SC 29928

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 1,504 sqft · built 1989
Lot Size	0.145 acres (6,356 sqft)
Owner	Company Name on File
Last Sale	$854,000 (May 2023)
Tax Bill	$12,689 (2025)
Deeds & Mortgages	Oct 2026 Sale May 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`R55001400B01400000`

Property Details

APN / Parcel Number

Primary APN	`R55001400B01400000`
Alternative APN	`01854014`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	1,504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,356 sqft (0.145 acres)
Porch	Slab
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	78 SHELL RING RD
City	HILTON HEAD ISLAND
State	SC
Zip	29928-4523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6115
Legal Description	LOT 37 CAROLINA PLACE PB 34 P 107 PB 34 P 202
Legal Subdivision	SEA PINES PATIO&TOWNHOUSE LOTS
Legal Lot Number	37
Jurisdiction	BEAUFORT SC
Township / Civil Division	HILTON HEAD ISLAND
Census Block Group	2
Census Block	2008
Census Tract	10200

Owner

78 Shell Ring Rd is owned by a company that bought it in May 2023.

Source: Beaufort County records, as of October 22, 2026

Owner of Record	Company Name on File
Mailing Address	276 HAWTHORNE AVE, HADDONFIELD, NJ 08033-1404
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
May 26, 2023	Deed, Transfer · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2023 · Amount on File
Deed Sale	May 26, 2023 · Amount on File
Prior Sale	Mar 15, 2016 · Amount on File
Deed Document Number	202325023
Deed Book / Page	4245 / 2190
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 12, 2026
Property Address	78 SHELL RING RD, HILTON HEAD ISLAND, SC 29928-4523
Document Number	0000046770
Book / Page	4589 / 2231
Instrument Date	Oct 9, 2026
Instrument	202646770
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	276 HAWTHORNE AVE, HADDONFIELD, NJ 08033-1404

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	May 26, 2023
Property Address	78 SHELL RING RD, HILTON HEAD ISLAND, SC 29928-4523
Document Number	0000025023
Book / Page	4245 / 2190
Map Reference	MB 34 PG 202
Instrument Date	May 15, 2023
Instrument	2023025023
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,220.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 ROYAL VISTA DR, GOSHEN, NY 10924-6452

Mortgage

Document Number	0000025026
Date	May 26, 2023
Instrument	2023025026

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jun 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	Other
Margin	3
Max Rate	10.7%

Tax Assessment & Valuation

The 2025 property tax bill for 78 Shell Ring Rd was $12,689, up 1% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Hilton Head Island Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,689.00 (+1.03%)	$51,240 (-)
2024	$12,560.00 (+81.16%)	$51,240 (+84.38%)	$854,000 (-) Land $250,000 Building $604,000
2023	$6,933.00 (+9.79%)	$27,790 (+15.02%)	$854,000 (+112.07%) Land $250,000 Building $604,000
2022	$6,315.00	$24,160	$402,700 Land $135,000 Building $267,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 78 Shell Ring Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 208 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	444 units insured incl. 236 condo units
Nearby Flood Claims	88 (1988–2025)
Claims Outside the SFHA	3 of 88
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 14 claims Hurricane Matthew, Oct 2016 · 47 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Shell Ring Rd is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ISLAND PSD serves 18,299 people · EPA ID SC0720001
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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