Middletown City property record for 78 Saybrook Rd, Middletown, CT 06457 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,800 sqft Living Area |
| Lot Size | 13,504 sqft (0.31 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $167,000 (2017) |
| Tax Bill | $6,603.00 (2024) |
| Primary APN | MTWN M:34 L:0252 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 3,924 sqft Gross Area |
| 1st Floor | 900 sqft 1st Floor |
| Attic Area | 900 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 900 sqft Basement |
| Unfinished Basement | 900 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial Style |
| Exterior Material | Brick Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Detached Garage |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | R04845 |
|---|---|
| Street Address | 78 SAYBROOK RD |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-4703 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | SHELTERRD COVE |
| Legal Lot Number | 252 |
| Jurisdiction | MIDDLETOWN CT |
| Minor Civil Division | MIDDLETOWN |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 541700 |
Source: Middletown City records · APN MTWN M:34 L:0252
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 SAYBROOK RD, MIDDLETOWN, CT 06457-4703 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 05, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance NAVY FCU |
| Apr 07, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 07, 2017 · Amount on Record |
| Deed Sale | Apr 07, 2017 · Amount on Record |
| Prior Sale | Feb 26, 2004 · Amount on Record |
| Deed Doc Number | 20173319990002 |
| Deed Book / Page | 1891 / 542 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 78 SAYBROOK RD, MIDDLETOWN, CT 06457-4703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002033-153 |
|---|---|
| Date | Jan 05, 2022 |
| Book Page | 2033/153 |
| Instrument | 3671750018 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Apr 07, 2017 |
| Property Address | 78 SAYBROOK RD, MIDDLETOWN, CT 06457-4703 |
| Document Number | 1891-542 |
| Book / Page | 001891 / 000542 |
| Instrument Date | Apr 04, 2017 |
| Instrument | 331999 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2017 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $167.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Document Number | 1891-544 |
|---|---|
| Date | Apr 07, 2017 |
| Book Page | 001891/000544 |
| Instrument | 332000 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 06, 2047 |
Source: Middletown City records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $178,410 (-) Land $53,180 Building $125,230 | $124,887 Land $37,226 Building $87,661 | |
| 2024 | $6,603.00 (+4.51%) | $178,410 (-) Land $53,180 Building $125,230 | |
| 2023 | $6,318.00 (+30.43%) | $178,410 (+51.95%) Land $53,180 Building $125,230 | |
| 2022 | $4,844.00 | $117,410 Land $21,270 Building $96,140 |
78 Saybrook Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · County delivery 09007C updated November 28, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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