St. Johns County property record for 78 Sawmill Forest Ct, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,886 sqft · built 2020 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | Individual Name on File |
| Last Sale | $266,372 (Sep 2020) |
| Tax Bill | $4,718 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 101630-0600 |
| Primary APN | 101630-0600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,886 sqft Living Area |
| Gross Area | 2,348 sqft |
| 1st Floor Area | 840 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 121 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 78 SAWMILL FOREST CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-0393 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 90/78-84 SAWMILL LANDING PUD LOT 60 OR5034/1461 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 35 |
| Legal Subdivision | SAWMILL LANDING PUD |
| Legal Lot Number | 60 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 21301 |
Source: St. Johns County records · APN 101630-0600
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 78 SAWMILL FOREST CT, SAINT AUGUSTINE, FL 32086-0393 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 01, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 04, 2020 | Grant Deed, Subdivision Related Transfer KBHS HM LNS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 04, 2020 · Amount on Record |
| Deed Sale | Sep 04, 2020 · Amount on Record |
| Prior Sale | Jul 20, 2018 · Amount on Record |
| Deed Document Number | 202075223 |
| Deed Book / Page | 5034 / 1461 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 78 SAWMILL FOREST CT, SAINT AUGUSTINE, FL 32086-0393 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 78 SAWMILL FOREST CT, SAINT AUGUSTINE, FL 32086-0393 |
| Document Number | 0055891667 |
|---|---|
| Date | Jul 01, 2022 |
| Book Page | 5589/1667 |
| Instrument | 2022065190 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 04, 2020 |
| Property Address | 78 SAWMILL FOREST CT, SAINT AUGUSTINE, FL 32086-0393 |
| Document Number | 0503451461 |
| Book / Page | 050345 / 001461 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 75223 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 08, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,865.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 78 SAWMILL FOREST CT ST AUGUSTINE FL 320860393, ST AUGUSTINE, FL 32086-0393 |
| Document Number | 50341463 |
|---|---|
| Date | Sep 04, 2020 |
| Book Page | 005034/001463 |
| Instrument | 75224 |
| Name | KBHS HM LNS LLC |
|---|---|
| Address | IRVING, TX 75039 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 03, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,701 (-5.19%) Land $76,000 Building $238,701 | $314,701 (-5.19%) Land $76,000 Building $238,701 | |
| 2025 | $4,718.00 (+16.15%) | $331,945 (-5.99%) | $331,945 (-5.99%) Land $76,000 Building $255,945 |
| 2024 | $4,062.00 (-0.68%) | ||
| 2023 | $4,090.00 (+14.18%) | $353,100 (+21.97%) | $353,100 (+21.97%) Land $76,000 Building $277,100 |
| 2022 | $3,582.00 | $289,501 | $289,501 Land $72,800 Building $216,701 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090213013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 155 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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