78 Saunders Rd, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 78 Saunders Rd, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,016 sqft · built 1921
Lot Size	0.204 acres (8,886 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Oct 2022)
Tax Bill	$4,478 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:090 L:097 S:026`

Property Details

APN / Parcel Number

Primary APN	`B:090 L:097 S:026`
Alternative APN	`LYNN M:090 B:097 L:026`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,016 sqft Living Area
Gross Area	1,949 sqft
Basement Area	664 sqft
Unfinished Basement	664 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1941
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,886 sqft (0.204 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	78 SAUNDERS RD
City	LYNN
State	MA
Zip	01904-1571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	CARRIAGE HILL ESTATES
Legal Block	97
Legal Lot Number	26
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1007
Census Tract	205300

Owner

Source: Essex County and Lynn City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 SAUNDERS RD, LYNN, MA 01904-1571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022 · Amount on Record
Deed Sale	Oct 7, 2022 · Amount on Record
Prior Sale	Dec 1, 2015 · Amount on Record
Prior Transfer Date	Oct 6, 2022
Prior Transfer Doc	0000639910
Record Updated	Oct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Oct 7, 2022
Property Address	78 SAUNDERS RD, LYNN, MA 01904-1571
Document Number	0000639910
Instrument Date	Oct 6, 2022
Instrument	639910
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 SAUNDERS RD, LYNN, MA 01904-1571

Mortgage

Document Number	0000639911
Date	Oct 7, 2022
Instrument	639911

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Mortgage

Document Number	0000639912
Date	Oct 7, 2022
Instrument	639912

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,478.00 (+5.96%)	$432,200 (+7.7%) Land $197,900 Building $234,300	$482,410
2024	$4,226.00 (-1.08%)	$401,300 (+4.75%) Land $183,000 Building $218,300
2023	$4,272.00	$383,100 Land $176,800 Building $206,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband.

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