78 Sand Pine Cir, Midway, FL 32343 Property Records

Gadsden County property record for 78 Sand Pine Cir, Midway, FL 32343

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 2007
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Jan 2024)
Tax Bill	$1,581 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4-06-1N-2W-1538-0000H-0540`

Property Details

APN / Parcel Number

Primary APN	`4-06-1N-2W-1538-0000H-0540`
Alternative APN	`1233720000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	2,038 sqft
1st Floor Area	1,428 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,583 sqft (0.22 acres)
Garage Area	462 sqft
Porch	Porch
Porch Area	32 sqft
Patio Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	78 SAND PINE CIR
City	MIDWAY
State	FL
Zip	32343-4213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 944 P 1225 OR 671 P 246 OR
Legal Range	2W
Legal Township	1N
Legal Section	06
Legal Subdivision	RUSTLING PINES
Legal Block	H
Legal Lot Number	5
Jurisdiction	GADSDEN FL
Township / Civil Division	HAVANA
Census Block Group	2
Census Block	2014
Census Tract	20600

Owner

Source: Gadsden County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78 SAND PINE CIR, MIDWAY, FL 32343-4213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC
Jan 12, 2024	Intrafamily Transfer, Transfer · FHA Mortgage GOODLEAP LC
Jan 12, 2024	Intrafamily Transfer, Transfer · FHA Mortgage GOODLEAP LC
Jan 12, 2024	Intrafamily Transfer, Transfer · FHA Mortgage GOODLEAP LC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2024 · Amount on Record
Deed Sale	Jan 12, 2024 · Amount on Record
Prior Sale	Jun 6, 2007 · Amount on Record
Deed Document Number	2024306
Deed Book / Page	944 / 1225
Prior Transfer Date	Jan 5, 2024
Prior Transfer Doc	0009441225
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	78 SAND PINE CIR, MIDWAY, FL 32343-4213
Transaction Type	Mortgage
Record Updated	Apr 19, 2024
Title Company	NATIONAL CLOSING SOLUTIONS, NATIONAL CLOSING SOLUTION AN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 SAND PINE CIR, MIDWAY, FL 32343-4213

Mortgage

Document Number	0009041212
Date	Oct 22, 2021
Book Page	904/1212
Instrument	210009064

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	265 Months
Due	Nov 1, 2043

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GADSDEN FL
Recording Date	Jan 12, 2024
Property Address	78 SAND PINE CIR, MIDWAY, FL 32343-4213
Document Number	0009441225
Book / Page	944 / 1225
Map Reference	MB 2 PG 110
Instrument Date	Jan 5, 2024
Instrument	240000306
Transaction Type	Transfer
Record Updated	Apr 5, 2024
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78 SAND PINE CIR, MIDWAY, FL 32343-4213

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	78 SAND PINE CIR, MIDWAY, FL 32343-4213

Mortgage

Document Number	0009441228
Date	Jan 12, 2024
Instrument	944/1228

Lender

Name	GOODLEAP LC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GADSDEN FL
Recording Date	Jan 12, 2024
Property Address	78 SAND PINE CIR, MIDWAY, FL 32343-4213
Document Number	0009441225
Book / Page	944 / 1225
Map Reference	MB 2 PG 110
Instrument Date	Jan 5, 2024
Instrument	240000306
Transaction Type	Transfer
Record Updated	Apr 19, 2024
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78 SAND PINE CIR, MIDWAY, FL 32343-4213

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	78 SAND PINE CIR, MIDWAY, FL 32343-4213

Mortgage

Document Number	0009441228
Date	Jan 12, 2024
Instrument	944/1228

Lender

Name	GOODLEAP LC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GADSDEN FL
Recording Date	Jan 12, 2024
Property Address	78 SAND PINE CIR, MIDWAY, FL 32343-4213
Document Number	0009441225
Book / Page	944 / 1225
Map Reference	MB 2 PG 110
Instrument Date	Jan 5, 2024
Instrument	240000306
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78 SAND PINE CIR, MIDWAY, FL 32343-4213

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	78 SAND PINE CIR, MIDWAY, FL 32343-4213

Mortgage

Document Number	0009441228
Date	Jan 12, 2024
Instrument	944/1228

Lender

Name	GOODLEAP LC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Gadsden County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Municipality	Midway City
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,581.00 (+3.81%) Homeowner's exemption	$127,035 (+2.9%)	$207,061 (+3.63%) Land $40,500 Building $166,561
2024	$1,523.00 (+3.25%) Homeowner's exemption	$123,455 (+3%)	$199,800 (+6.39%) Land $37,000 Building $162,800
2023	$1,475.00 (+4.39%) Homeowner's exemption	$119,860 (+3%)	$187,794 (+6.96%) Land $30,000 Building $157,794
2022	$1,413.00 Homeowner's exemption	$116,369	$175,571 Land $22,000 Building $153,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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