78 S Vesper Bend Cir, Spring, TX 77382 Property Records

Montgomery County property record for 78 S Vesper Bend Cir, Spring, TX 77382

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,229 sqft · built 2004
Lot Size	0.14 acres (6,087 sqft)
Owner	2 Individual Names on File
Last Sale	$293,600 (Aug 2016)
Tax Bill	$6,662 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9699-30-05700`

Property Details

APN / Parcel Number

Primary APN	`9699-30-05700`
Alternative APN	`R318118`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,229 sqft Living Area
Gross Area	2,654 sqft
1st Floor Area	1,049 sqft
2nd Floor Area	1,180 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,087 sqft (0.14 acres)
Garage Type	Attached
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	409 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	78 S VESPER BEND CIR
City	SPRING
State	TX
Zip	77382-5519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WDLNDS VIL STERLING RIDGE 30, BLOCK 3, LOT 2
Legal Subdivision	WDLNDS VIL STERLING RIDGE 30
Legal Block	3
Legal Lot Number	2
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2010
Census Tract	690603

Owner

78 S Vesper Bend Cir is owned and occupied by two individuals who bought it in August 2016.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	78 S VESPER BEND CIR, SPRING, TX 77382-5519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2016 · Amount on File
Deed Sale	Aug 16, 2016 · Amount on File
Prior Sale	Dec 3, 2004 · Amount on File
Deed Document Number	201672884
Prior Transfer Date	Aug 12, 2016
Prior Transfer Doc	0000072884
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	78 S VESPER BEND CIR, SPRING, TX 77382-5519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 S VESPER BEND CIR, THE WOODLANDS, TX 77382-5519

Mortgage

Document Number	0000105081
Date	Sep 22, 2020
Instrument	2020105081

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 78 S Vesper Bend Cir was $6,662, down 6.5% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,104 (+18.96%) Land $50,000 Building $384,104	$434,104 (+18.96%) Land $50,000 Building $384,104
2025	$6,662.00 (-6.54%)	$364,901 (-5.89%) Land $50,000 Building $314,901	$364,901 (-5.89%) Land $50,000 Building $314,901
2024	$7,128.00 (+26.83%)	$387,737 (+14.55%) Land $50,000 Building $337,737	$387,737 (+14.55%) Land $50,000 Building $337,737
2023	$5,620.00	$338,490 Land $50,000 Building $288,490	$338,490 Land $50,000 Building $288,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 S Vesper Bend Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 S Vesper Bend Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 46 serves 24,399 people · EPA ID TX1700348
Water Source	Purchased surface water from SJRA THE WOODLANDS
Last State Inspection	Jan 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20