78 S Section St, Fairhope, AL 36532 Property Records

Baldwin County property record for 78 S Section St, Fairhope, AL 36532

Property Summary

Property Type	Office Building
Details	2 bd · 3.5 ba · 5,950 sqft · built 2020
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Last Sale	$1,500,000 (Mar 2022)
Tax Bill	$15,963 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-03-37-0-602-007`

Property Details

APN / Parcel Number

Primary APN	`46-03-37-0-602-007`
Alternative APNs	`390770` `142969` `50986`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	5,950 sqft Adjusted Area
1st Floor Area	2,760 sqft
Upper Floors Area	2,760 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	161 ft deep x 42 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	390770
Street Address	78 S SECTION ST
City	FAIRHOPE
State	AL
Zip	36532-2276
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	42' X 161'IRR LOT 7 REPLAT OF LOTS 1 & 7 OF MINNICH COURTSUB SLIDE 2442-B THRU 2442-D AS PER SLIDE 2562-A IN THE CITY OF FAIR
Legal Subdivision	MINNICH COURT
Legal Lot Number	7
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	4
Census Block	4009
Census Tract	11202

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	78 S SECTION ST, FAIRHOPE, AL 36532-2276
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Aug 10, 2017	Deed of Trust, Mortgage · Commercial Mortgage CENTURY BANK
Apr 5, 2019	Deed of Trust, Mortgage · Commercial Mortgage CENTURY BANK
Mar 3, 2022	Warranty Deed, Transfer · Line of Credit SOUTH STATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2022 · Amount on Record
Deed Sale	Mar 3, 2022 · Amount on Record
Prior Sale	Jul 29, 2016 · Amount on Record
Deed Document Number	20221982115
Prior Transfer Date	Oct 21, 2015
Prior Transfer Doc	0001584514
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	78 S SECTION ST, FAIRHOPE, AL 36532-2276
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002071471
Date	Jun 28, 2023
Instrument	2071471

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	FAIRHOPE, AL 36532

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	78 S SECTION ST, FAIRHOPE, AL 36532-2276
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001649482
Date	Aug 10, 2017
Instrument	1649482

Lender

Name	CENTURY BANK
Type	Bank
Address	MOBILE, AL 36619

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Aug 4, 2019

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	78 S SECTION ST, FAIRHOPE, AL 36532-2276
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001752626
Date	Apr 5, 2019
Instrument	1752626

Lender

Name	CENTURY BANK
Type	Bank
Address	MOBILE, AL 36619

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 3, 2022
Property Address	78 S SECTION ST, FAIRHOPE, AL 36532-2276
Document Number	0001982115
Map Reference	SL 2562-A
Instrument Date	Mar 2, 2022
Instrument	1982115
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 S SECTION ST, FAIRHOPE, AL 36532-2276

Mortgage

Document Number	0001982116
Date	Mar 3, 2022
Instrument	1982116

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,963.00 (+7%)
2025	$14,919.00 (+27.28%)	$324,340 (+27.28%) Land $88,260 Building $236,080	$1,621,700 (+27.28%) Land $441,300 Building $1,180,400
2023	$11,721.00 (+28.29%) Homeowner's exemption	$254,820 (+28.3%)	$1,274,100 (+28.3%) Land $472,200 Building $801,900
2022	$9,136.00 (+28.57%) Homeowner's exemption	$198,620	$993,100 Land $441,300 Building $551,800
2021	$7,106.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	17 (1979–2005)
Claims Outside the SFHA	4 of 17
Most Recent Claim	Aug 2005 · Hurricane Katrina
Claims by Event	Hurricane Katrina, Aug 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

Nearby Properties on S Section St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures