78 S 1200 E, Smithfield, UT 84335 Property Records

Cache County property record for 78 S 1200 E, Smithfield, UT 84335

Property Summary

Property Type	Single Family Home
Details	2,328 sqft · built 2015
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Tax Bill	$2,683 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Oct 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-192-0046`

Property Details

APN / Parcel Number

Primary APN	`08-192-0046`

Interior

Building Area	2,328 sqft Living Area

Exterior

Year Built	Built 2015
Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	78 S 1200 E
City	SMITHFIELD
State	UT
Zip	84335-5100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46 ELK RIDGE ESTATES SUBD PHASE 3 CONT 0.28 AC
Jurisdiction	CACHE UT
Township / Civil Division	SMITHFIELD
Census Block Group	4
Census Block	4012
Census Tract	202

Owner

Source: Cache County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	78 S 1200 E, SMITHFIELD, UT 84335-5100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Oct 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST CU
Jun 3, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 17, 2019	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 31, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 21, 2015
Deed Sale	Oct 21, 2015
Prior Sale	Oct 21, 2015
Deed Document Number	1135248
Deed Book / Page	1870 / 0230
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	78 S 1200 E, SMITHFIELD, UT 84335-5100
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002330/929
Date	Apr 4, 2022
Book Page	2330/929
Instrument	1316410

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	78 S 1200 E, SMITHFIELD, UT 84335-5100
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1182782
Date	Oct 24, 2017
Instrument	1182782

Lender

Name	AMERICA FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 30, 2022

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	78 S 1200 E, SMITHFIELD, UT 84335-5100
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	ADVANCED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2075/0683
Date	Jun 3, 2019
Book Page	2075/0683
Instrument	1220002

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	78 S 1200 E, SMITHFIELD, UT 84335-5100
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	AMERICAN SECURE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2095/0403
Date	Sep 17, 2019
Book Page	2095/0403
Instrument	1227501

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	78 S 1200 E, SMITHFIELD, UT 84335-5100
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	ADVANCED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2126/1507
Date	Mar 2, 2020
Book Page	2126/1507
Instrument	1240116

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	78 S 1200 E, SMITHFIELD, UT 84335-5100
Transaction Type	Mortgage
Record Updated	Nov 8, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2239/1422
Date	Mar 31, 2021
Book Page	2239/1422
Instrument	1281476

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cache County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Smithfield City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,683.00 (-5.16%)	$359,205 (+6.89%)	$653,101 (+6.89%) Land $185,000 Building $468,101
2023	$2,829.00	$336,050	$611,000 Land $85,000 Building $526,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 42% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD CITY serves 10,223 people · EPA ID UTAH03020
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wi-Fiber Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20

May also be available: JAB Wireless.

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