Monmouth County and Rumson Borough property record for 78 Rumson Rd, Rumson, NJ 07760 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2.5 ba · 6,561 sqft · built 2002 |
| Lot Size | 1.43 acres (62,291 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,949,000 (Jan 2003) |
| Tax Bill | $39,302 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00097-0000-00044 |
| Primary APN | 41-00097-0000-00044 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 6,561 sqft Living Area |
| 1st Floor Area | 4,159 sqft |
| Upper Floors Area | 3,115 sqft |
| Basement Area | 3,239 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 62,291 sqft |
| View / Lot | Corner |
| Garage Type | Built-in |
| Garage Area | 920 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Porch |
| Patio Area | 725 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 175400 |
|---|---|
| Street Address | 78 RUMSON RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HOWARD S BORDEN PROP |
| Legal Block | 97 |
| Legal Lot Number | 44 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records · APN 41-00097-0000-00044
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 RUMSON RD, RUMSON, NJ 07760-1823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 06, 2022 | Deed of Trust, Mortgage · Line of Credit LAKELAND BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 30, 2003 · Amount on Record |
| Deed Sale | Jan 30, 2003 · Amount on Record |
| Prior Sale | Sep 21, 2001 · Amount on Record |
| Deed Book / Page | 8186 / 615 |
| Last Transfer Date | May 23, 2008 |
| Transfer Doc | 0087251985 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 78 RUMSON RD, RUMSON, NJ 07760-1823 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0095462500 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 9546/2500 |
| Instrument | 2021143518 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 78 RUMSON RD, RUMSON, NJ 07760-1823 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | SEARCHTEC INC |
| Name | Verified Name |
|---|
| Document Number | 0095942582 |
|---|---|
| Date | May 06, 2022 |
| Book Page | 9594/2582 |
| Instrument | 2022050147 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,238,000 (+13.12%) Land $1,770,400 Building $2,467,600 | $4,238,000 (+13.12%) Land $1,770,400 Building $2,467,600 | |
| 2025 | $39,302.00 (+2.7%) | $3,746,600 (+16.76%) Land $1,646,500 Building $2,100,100 | $3,746,600 (+16.76%) Land $1,646,500 Building $2,100,100 |
| 2024 | $38,270.00 (+2.77%) | ||
| 2023 | $3,208,900 Land $1,476,300 Building $1,732,600 | $3,208,900 Land $1,476,300 Building $1,732,600 | |
| 2022 | $37,239.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 14% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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