Henry County property record for 78 Roosevelt Dr, Ridgeway, VA 24148 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,248 sqft Living Area |
| Lot Size | 0.289 acres |
| Occupancy | Owner Occupied |
| Last Sale | $112,000 (2025) |
| Tax Bill | $403.00 (2025) |
| Primary APN | 227540082 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,248 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Lot Area | 12,632 sqft |
| Street Address | 78 ROOSEVELT DR |
|---|---|
| City | RIDGEWAY |
| State | VA |
| Zip | 24148-4389 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LITHIA SPRINGS ROOSEVELT DR LOT 99 .29 ACRE |
| Legal Subdivision | LITHIA SPGS SD |
| Legal Lot Number | 99 |
| Jurisdiction | HENRY VA |
| Minor Civil Division | RIDGEWAY |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 10602 |
Source: Henry County records · APN 227540082
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 78 ROOSEWH DRIVE, RIDGEWAY, VA 24148 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 12, 2019 | Deed of Trust, Mortgage · Stand Alone Second Mortgage TRULIANT FEDERAL CREDIT UNION |
| Aug 27, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ALCOVA MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 27, 2025 · Amount on Record |
| Deed Sale | Aug 27, 2025 · Amount on Record |
| Deed Doc Number | 250003203 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRY VA |
| Property Address | 78 ROOSEVELT DR, RIDGEWAY, VA 24148-4389 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0190002774 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 190002774 |
| Name | TRULIANT FEDERAL CREDIT UNION |
|---|
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 31, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENRY VA |
| Recording Date | Aug 27, 2025 |
| Property Address | 78 ROOSEVELT DR, RIDGEWAY, VA 24148-4389 |
| Document Number | 0250003203 |
| Map Reference | MB 56 PG 76 |
| Instrument Date | Aug 27, 2025 |
| Instrument | 250003203 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 78 ROOSEWH DRIVE, RIDGEWAY, VA 24148 |
| Document Number | 0250003204 |
|---|---|
| Date | Aug 27, 2025 |
| Instrument | 250003204 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2045 |
Source: Henry County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Henry County |
| Unified School District | Henry County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $403.00 | $72,700 (-) Land $8,000 Building $64,700 | |
| 2023 | $403.00 | $72,700 Land $8,000 Building $64,700 | $72,700 (-) Land $8,000 Building $64,700 |
| 2021 | $72,700 Land $8,000 Building $64,700 |
78 Roosevelt Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Henry County (51089C), updated September 26, 2008
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 29th in Virginia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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