78 Robert Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 78 Robert Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,001 sqft · built 1967
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on Record
Last Sale	$264,000 (Jun 2024)
Tax Bill	$2,688 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`500610A000`

Property Details

APN / Parcel Number

Primary APN	`500610A000`
Alternative APN	`3-0037-4140-00-0078.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,001 sqft Living Area
Gross Area	2,112 sqft
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Finished Basement	945 sqft
Unfinished Basement	111 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	308 sqft
Carport	Carport
Carport Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	500610A000
Street Address	78 ROBERT DR
City	SAINT CHARLES
State	MO
Zip	63304-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	SKYLINE AC #2 LOT 78
Legal Subdivision	SKYLINE AC #2
Legal Lot Number	78
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	2
Census Block	2017
Census Tract	311149

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	78 ROBERT DR, SAINT CHARLES, MO 63304-2603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Nov 3, 2020	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2024 · Amount on Record
Deed Sale	Jun 12, 2024 · Amount on Record
Prior Sale	Jun 9, 2021 · Amount on Record
Deed Document Number	202423150
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 9, 2021
Property Address	78 ROBERT DR, SAINT CHARLES, MO 63304-2603
Document Number	2021R049283
Map Reference	MB 6 PG 5
Instrument Date	Jun 7, 2021
Instrument	2021R-049283
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 23, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14102 CANDLEWYCK PLACE CT, 14102, FLORISSANT, MO 63034-2563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 ROBERT DR, SAINT CHARLES, MO 63304-2603

Mortgage

Document Number	2021R049284
Date	Jun 9, 2021
Instrument	2021R-049284

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 3, 2020
Property Address	78 ROBERT DR, SAINT CHARLES, MO 63304-2603
Document Number	0000084737
Instrument Date	Oct 2, 2020
Instrument	84737
Transaction Type	Transfer
Record Updated	Mar 3, 2021
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7219 SILVER MIST AVE NORTH CHESTERFIELD VA 232371957, NORTH CHESTERFIELD, VA 23237-1957
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,157 (-)	$237,667 (-) Land $38,570 Building $199,097
2025	$2,688.00 (+0.49%)	$45,157 (+1.16%)	$237,667 (+1.16%) Land $38,570 Building $199,097
2024	$2,675.00
2023		$44,640
2022			$234,946 Land $38,570 Building $196,376

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1979–2020)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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