78 Riverside Ave, Lyndhurst, NJ 07071 Property Records

Bergen County and Lyndhurst Township property record for 78 Riverside Ave, Lyndhurst, NJ 07071

Property Summary

Property Type	Single Family Home
Details	1,570 sqft · built 1947
Lot Size	0.084 acres (3,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Jun 2020)
Tax Bill	$9,841 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Mar 2017 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`32-00004-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`32-00004-0000-00026`
Alternative APNs	`320000400026` `00009400`

Interior

Stories	2 Stories
Building Area	1,570 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	3,663 sqft (0.084 acres)
Lot Dimensions	99 ft deep x 37 ft wide

Location & Zoning

Account Number	00009400
Street Address	78 RIVERSIDE AVE
City	LYNDHURST
State	NJ
Zip	07071-1025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	37X99
Legal Subdivision	LYNDHURST TOWNSHIP
Legal Block	4
Legal Lot Number	26
Jurisdiction	BERGEN NJ
Township / Civil Division	LYNDHURST
Census Block Group	1
Census Block	1003
Census Tract	31200

Owner

Source: Bergen County and Lyndhurst Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78 RIVERSIDE AVE, LYNDHURST, NJ 07071-1025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA
Mar 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA
Jun 16, 2020	Grant Deed, Transfer · FHA Mortgage ATLANTIC HM LOANS
Nov 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2020 · Amount on Record
Deed Sale	Jun 16, 2020 · Amount on Record
Prior Sale	Aug 24, 2005 · Amount on Record
Deed Document Number	202058763
Deed Book / Page	3625 / 204
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	78 RIVERSIDE AVE, LYNDHURST, NJ 07071-1025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025320465
Date	Feb 10, 2017
Book Page	02532/0465
Instrument	17-013431

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	78 RIVERSIDE AVE, LYNDHURST, NJ 07071-1025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCOR LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025680721
Date	Mar 21, 2017
Book Page	02568/0721
Instrument	17-024742

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 16, 2020
Property Address	78 RIVERSIDE AVE, LYNDHURST, NJ 07071-1025
Document Number	0036250204
Book / Page	003625 / 000204
Instrument Date	May 9, 2020
Instrument	20058763
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	CARNEGIE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	78 RIVERSIDE AVE LYNDHURST NJ 070711025, LYNDHURST, NJ 07071-1025

Mortgage

Document Number	36250210
Date	Jun 16, 2020
Book Page	003625/000210
Instrument	20058764

Lender

Name	ATLANTIC HM LOANS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	78 RIVERSIDE AVE, LYNDHURST, NJ 07071-1025
Document Number	0028190288
Book / Page	002819 / 000288
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	78 RIVERSIDE AVE LYNDHURST NJ 070711025, LYNDHURST, NJ 07071-1025

Mortgage

Document Number	0028190288
Date	Dec 22, 2017
Book Page	002819/000288

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2047

Tax Assessment & Valuation

Source: Bergen County and Lyndhurst Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Lyndhurst Township
Unified School District	Lyndhurst Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,100 (+5.61%) Land $240,500 Building $226,600	$467,100 (+5.61%) Land $240,500 Building $226,600
2025	$9,841.00 (+7.67%)	$442,300 (+3.1%) Land $227,700 Building $214,600	$442,300 (+3.1%) Land $227,700 Building $214,600
2024	$9,140.00 (+11.4%)
2023		$429,000 Land $219,200 Building $209,800	$429,000 Land $219,200 Building $209,800
2022	$8,205.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 81 policies
Nearby Flood Policies	81 in force
Nearby Flood Claims	379 (1996–2021)
Claims Outside the SFHA	11 of 379
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 72 claims Hurricane Sandy, Oct 2012 · 103 claims Hurricane Irene, Aug 2011 · 93 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDHURST WATER DEPARTMENT serves 22,000 people · EPA ID NJ0232001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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