78 Ringold St, San Francisco, CA 94103 Property Records

San Francisco City property record for 78 Ringold St, San Francisco, CA 94103

Property Summary

Property Type	Apartments (5+ Units)
Details	4 ba · 2,800 sqft · built 1912
Lot Size	0 acres (19 sqft)
Owner	Individual Name on File
Last Sale	$287,500 (Apr 2005)
Tax Bill	$18,172 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2019 Mortgage
APN	`3756-030`

Property Details

APN / Parcel Number

Primary APN	`3756-030`

Interior

Full Baths	4 Baths
Total Rooms	12 Rooms
Units	4 Units
Stories	2 Stories
Building Area	2,800 sqft Living Area
1st Floor Area	2,800 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Construction Type	Frame
Lot Area	19 sqft
Lot Dimensions	75 ft deep x 25 ft wide

Location & Zoning

Street Address	78 RINGOLD ST
City	SAN FRANCISCO
State	CA
Zip	94103-4403
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	SLR
Legal Description	BLK 297 LOT 297
Legal Subdivision	100 VARA LT 297
Legal Block	3756
Legal Lot Number	30
Jurisdiction	SAN FRANCISCO CA
Township / Civil Division	SOMA-POTRERO-MISSION BAY
Census Block Group	2
Census Block	2000
Census Tract	17803

Owner

78 Ringold St, a residential property, is owned by an individual who acquired it in May 2016.

Source: San Francisco City records, as of September 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1213 SANCHEZ ST, SAN FRANCISCO, CA 94114-3826
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage SCHIFF ROBERT LIVING TR (LT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2005 · Amount on File
Deed Sale	Apr 21, 2005 · Amount on File
Prior Sale	Jan 27, 2004 · Amount on File
Deed Document Number	2005941327
Deed Book / Page	873 / 21
Last Transfer Date	May 9, 2016
Transfer Doc	000K270649
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	78 RINGOLD ST # 80, 80, SAN FRANCISCO, CA 94103-4403
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 RINGOLD ST 80, 80, SAN FRANCISCO, CA 94103-4403

Mortgage

Document Number	0000108240
Date	Dec 18, 2025
Instrument	2025108240

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	78-80 RINGOLD ST, SAN FRANCISCO, CA 94103
Document Number	0K73600791
Instrument Date	Feb 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1213 SANCHEZ ST SAN FRANCISCO CA 941143826, SAN FRANCISCO, CA 94114-3826

Mortgage

Document Number	0K73600791
Date	Feb 27, 2019
Instrument	K736791

Lender

Name	SCHIFF ROBERT LIVING TR (LT)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 78 Ringold St was $18,172, up 3% from the year before.

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	California
County / Municipality	San Francisco City
Unified School District	San Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,368,129 (+2.08%) Land $820,277 Building $546,852
2025	$18,172.00 (+3%)	$1,340,228 Land $804,150 Building $536,078
2024	$17,642.00 (+2.59%)
2023	$17,196.00 (+2.27%)	$1,288,192 Land $772,926 Building $515,266
2022	$16,814.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 78 Ringold St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 78 Ringold St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SFPUC CITY DISTRIBUTION DIVISION serves 848,019 people · EPA ID CA3810011
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 825 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.

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