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78 Reading St, Fillmore, CA 93015 Property Records

Ventura County property record for 78 Reading St, Fillmore, CA 93015 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,173 sqft · built 2005
Lot Size0.146 acres (6,336 sqft)
OwnerIndividual Name on File
Last Sale$425,000 (Feb 2014)
Tax Bill$12,363 (2025)
Deeds & MortgagesFeb 2026 Second Mortgage
Feb 2022 Line of Credit
+ 2 more
Flood ZoneZone X (moderate risk)
APN052-0-205-125

Property Details

APN / Parcel Number

Primary APN052-0-205-125
Alternative APN
  • 520200050

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,173 sqft Living Area
1st Floor Area1,399 sqft
2nd Floor Area1,774 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area6,336 sqft (0.146 acres)
Garage Area560 sqft
Parking Spaces2 Parking Spaces
Pool Area392 sqft

Location & Zoning

Street Address78 READING ST
CityFILLMORE
StateCA
Zip93015-1873
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT: 530400 LOT: 49 REF: 149MR 74
Legal SubdivisionTRACT NO 5304
Legal Tract530400
Legal Block205
Legal Lot Number49
JurisdictionVENTURA CA
Township / Civil DivisionFILLMORE
Census Block Group3
Census Block3017
Census Tract303

Owner

Source: Ventura County records · APN 052-0-205-125

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address78 READING ST, FILLMORE, CA 93015-1873
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BUTTON FINANCE INC
Feb 10, 2022Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Aug 17, 2021Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Dec 03, 2019Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 27, 2014 · Amount on Record
Deed SaleFeb 27, 2014 · Amount on Record
Prior SaleDec 27, 2013 · Amount on Record
Deed Document Number201424477
Prior Transfer DateFeb 20, 2014
Prior Transfer Doc0000024476
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address78 READING ST, FILLMORE, CA 93015-1873
Transaction TypeMortgage
Record UpdatedFeb 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 READING ST, FILLMORE, CA 93015-1873

Mortgage

Document Number0000012140
DateFeb 13, 2026
Instrument2026000012140
Lender
NameBUTTON FINANCE INC
TypeMortgage Company
AddressWHITE PLAINS, NY 10606
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 01, 2046

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address78 READING ST, FILLMORE, CA 93015-1873
Transaction TypeMortgage
Record UpdatedFeb 23, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 READING ST, FILLMORE, CA 93015-1873

Mortgage

Document Number2022000017812
DateFeb 10, 2022
Instrument2022000017812
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 09, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address78 READING ST, FILLMORE, CA 93015-1873
Transaction TypeMortgage
Record UpdatedAug 27, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 READING ST, FILLMORE, CA 93015-1873

Mortgage

Document Number0000153298
DateAug 17, 2021
Instrument20210817-00153298
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address78 READING ST, FILLMORE, CA 93015-1873
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000150454
DateDec 03, 2019
Instrument20191203-00150454
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityFillmore City
Unified School DistrictFillmore Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$592,958 (+2%) Land $345,726 Building $247,232
2025$12,363.00 (+5.47%) Homeowner's exemption$581,332 (+4.04%) Land $338,947 Building $242,385
2024$11,722.00 (-0.95%)
2023$11,834.00 (+6.35%) Homeowner's exemption$558,759 Land $325,785 Building $232,974
2022$11,127.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 061110003033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 35 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims2 (1995)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 1995, tidal / storm surge, Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Wildfire

Wildfire RiskLow
above 32% of the US · above 19% of California
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 325 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
SiteserverFixed Wireless (unlicensed)150 / 50

May also be available at this address: California Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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