Orange County property record for 78 Ray, Irvine, CA 92618 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2019 |
| Square Footage | 3,466 sqft Living Area |
| Lot Size | 5,460 sqft (0.125 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,769,000 (2021) |
| Tax Bill | $31,932.00 (2025) |
| Primary APN | 591-382-07 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,466 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Lot Area | 5,460 sqft (0.125 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 478 sqft Garage |
| Street Address | 78 RAY |
|---|---|
| City | IRVINE |
| State | CA |
| Zip | 92618-1317 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N TR 18026 BLK LOT 62 |
| Legal Tract | 18026 |
| Legal Lot Number | 62 |
| Jurisdiction | ORANGE CA |
| Minor Civil Division | IRVINE-LAKE FOREST |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 52438 |
Source: Orange County records · APN 591-382-07
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 78 RAY, IRVINE, CA 92618-1317 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage · Line of Credit ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Apr 08, 2024 | Intrafamily Transfer, Transfer |
| Apr 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DEEPHAVEN MORTGAGE LLC |
| Mar 23, 2021 | Grant Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| Jul 27, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage AXOS BANK |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Mar 23, 2021 · Amount on Record |
| Deed Sale | Mar 23, 2021 · Amount on Record |
| Prior Sale | Mar 23, 2021 · Amount on Record |
| Deed Doc Number | 0000200103 |
| Last Transfer Date | Apr 08, 2024 |
| Transfer Doc | 0000086327 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 78 RAY, IRVINE, CA 92618-1317 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Title Company | WFG TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 78 RAY, IRVINE, CA 92618-1317 |
| Document Number | 0000295844 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 2025000295844 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 08, 2024 |
| Property Address | 78 RAY, IRVINE, CA 92618-1317 |
| Document Number | 0000086327 |
| Map Reference | MB 965 PG 43-50 |
| Instrument Date | Mar 27, 2024 |
| Instrument | 2024000086327 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 78 RAY, IRVINE, CA 92618-1317 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 78 RAY, IRVINE, CA 92618-1317 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 78 RAY, IRVINE, CA 92618-1317 |
| Document Number | 0000129500 |
|---|---|
| Date | Apr 04, 2022 |
| Instrument | 2022000129500 |
| Name | DEEPHAVEN MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHARLOTTE, NC 28277 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 23, 2021 |
| Property Address | 78 RAY, IRVINE, CA 92618-1317 |
| Document Number | 0000200103 |
| Map Reference | MB 965 PG 43-50 |
| Instrument Date | Feb 17, 2021 |
| Instrument | 2021000200103 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 78 RAY, IRVINE, CA 92618-1317 |
| Document Number | 0000200104 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021000200104 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Apr 01, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 7.25% |
| Index | Other |
| Max Rate | 10.2% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 27, 2020 |
| Property Address | 78 RAY, IRVINE, CA 92618-1317 |
| Document Number | 0000361131 |
| Map Reference | MB 965 PG 43-50 |
| Instrument Date | Jun 02, 2020 |
| Instrument | 2020000361131 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | CALATLANTIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 78 RAY, IRVINE, CA 92618-1317 |
| Document Number | 0000361132 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 2020000361132 |
| Name | AXOS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Aug 01, 2025 |
| Change Frequency | 2 Years |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 11.2% |
| Index | 1-Year CMT |
| Max Rate | 11.2% |
Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Irvine City |
| Unified School District | Irvine Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $31,932.00 (+4.26%) | $1,914,700 (+4.04%) Land $1,002,098 Building $912,602 |
| 2023 | $30,628.00 (+2%) | $1,840,350 Land $963,185 Building $877,165 |
| 2022 | $30,028.00 |
78 Ray is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Orange County (06059C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 58th percentile of exposed land nationally · 35th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 478 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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