78 Queens Way, Spruce Pine, NC 28777 Property Records

McDowell County property record for 78 Queens Way, Spruce Pine, NC 28777

Property Summary

Property Type	Vacant Land
Details	2 bd · 2 ba · 1,896 sqft · built 1991
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Jul 2022)
Tax Bill	$1,029 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1708-00-39-9532`

Property Details

APN / Parcel Number

Primary APN	`1708-00-39-9532`
Alternative APNs	`1708-00-39-8418` `555784493` `46649`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,896 sqft
Flooring	Carpet
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Ranch
Exterior Material	Other
Lot Area	19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	555784493
Street Address	78 QUEENS WAY
City	SPRUCE PINE
State	NC
Zip	28777-6509
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	DIST:012 CITY/MUNI/TWP:PARKWAY FD
Legal Block	B
Legal Lot Number	5
Jurisdiction	MITCHELL NC
Township / Civil Division	NORTH COVE
Census Block Group	1
Census Block	1001
Census Tract	970101

Owner

78 Queens Way, vacant land, is owned by an individual who bought it in July 2022.

Source: McDowell County records, as of October 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3112 FOXRIDGE RD, CHARLOTTE, NC 28226-7383
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jul 20, 2022	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2022 · Amount on File
Deed Sale	Jul 20, 2022 · Amount on File
Deed Document Number	2022002138
Deed Book / Page	646 / 653
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Jul 20, 2022
Property Address	78 QUEENS WAY, SPRUCE PINE, NC 28777-6509
Document Number	000646/653
Book / Page	646 / 653
Map Reference	CAB 2 SL 3
Instrument Date	Jun 19, 2022
Instrument	2022002138
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15515 JACK DOWLING CIR, SANDERSON, FL 32087-3000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 FOXRIDGE RD, CHARLOTTE, NC 28226-7383

Mortgage

Document Number	2022002139
Date	Jul 20, 2022
Instrument	2022002139

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jul 20, 2022
Property Address	78 QUEENS WAY, SPRUCE PINE, NC 28777-6509
Document Number	0014060991
Book / Page	1406 / 991
Instrument Date	Jun 19, 2022
Instrument	2022004367
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15515 JACK DOWLING CIR, SANDERSON, FL 32087-3000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3112 FOXRIDGE RD, CHARLOTTE, NC 28226-7383

Mortgage

Document Number	2022004368
Date	Jul 20, 2022
Instrument	2022004368

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 78 Queens Way was $1,029.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,029.00	$160,900 Land $25,000 Building $135,900
2023	$2,694.00	$422,590 Land $42,000 Building $380,590	$422,590 Land $42,000 Building $380,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 78 Queens Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Queens Way is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Queens Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures