Nassau County and Hempstead Town property record for 78 Putnam Ave, Valley Stream, NY 11580
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,248 sqft · built 1924 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $178,000 (Jun 2001) |
| Tax Bill | $7,312 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-168-00-0181 |
| Primary APN | 37-168-00-0181 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 560 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Old Style |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 3,000 sqft (0.069 acres) |
| Lot Dimensions | 100 ft deep x 30 ft wide |
| Garage Type | Detached |
| Garage Area | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 37168 01810 |
|---|---|
| Street Address | 78 PUTNAM AVE |
| City | VALLEY STREAM |
| State | NY |
| Zip | 11580-3223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 013 |
| Legal Block | 168 |
| Legal Lot Number | 181 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 410500 |
78 Putnam Ave is owned and occupied by two individuals who bought it in June 2001.
Source: Nassau County and Hempstead Town records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 PUTNAM AVE, VALLEY STREAM, NY 11580-3223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Aug 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| May 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2001 · Amount on File |
| Deed Sale | Jun 13, 2001 · Amount on File |
| Deed Book / Page | 11343 / 192 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | May 18, 2026 |
| Property Address | 78 PUTNAM AVE, VALLEY STREAM, NY 11580-3223 |
| Document Number | 0000032237 |
| Book / Page | 48472 / 196 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 202632237 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 78 PUTNAM AVE, VALLEY STREAM, NY 11580-3223 |
| Document Number | 0000032237, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 48472/196 |
| Instrument | 202632237 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2031 |
| Change Frequency | 6 Months |
| Margin | 3 |
| Max Rate | 6.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | May 18, 2026 |
| Property Address | 78 PUTNAM AVE, VALLEY STREAM, NY 11580-3223 |
| Document Number | 0000032236 |
| Book / Page | 48472 / 167 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 202632236 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 78 PUTNAM AVE, VALLEY STREAM, NY 11580-3223 |
| Document Number | 0000032236, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 48472/167 |
| Instrument | 202632236 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2031 |
| Change Frequency | 6 Months |
| Margin | 3 |
| Max Rate | 9.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 78 PUTNAM AVE, VALLEY STREAM, NY 11580-3223 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0461020682 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 46102/682 |
| Instrument | 2021-155610 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 78 PUTNAM AVE, VALLEY STREAM, NY 11580-3223 |
| Document Number | 0436450786 |
| Instrument Date | Aug 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 78 PUTNAM AVE VALLEY STREAM NY 115803223, VALLEY STREAM, NY 11580-3223 |
| Document Number | 0436450786 |
|---|---|
| Date | Sep 3, 2019 |
| Book Page | 043645/000786 |
| Instrument | 75073 |
| Name | MR COOPER |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 2, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 78 PUTNAM AVE, VALLEY STREAM, NY 11580-3223 |
| Document Number | 0428660195 |
| Instrument Date | May 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 78 PUTNAM AVE VALLEY STREAM NY 115803223, VALLEY STREAM, NY 11580-3223 |
| Document Number | 0428660195 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | 042866/000195 |
| Instrument | 47867 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 31, 2048 |
The 2025 property tax bill for 78 Putnam Ave was $7,312 with a senior citizen's exemption.
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Valley Stream Village |
| Elementary School District | Valley Stream Union Free School District 13 (PK - 06) |
| Secondary School District | Valley Stream Central High School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $398 Land $126 Building $272 | $398,000 | |
| 2025 | $7,312.00 | ||
| 2023 | $6,608.00 Homeowner's exemption | $437 Land $138 Building $299 | $437,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 78 Putnam Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1984–2005) |
| Most Recent Claim | Oct 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 78 Putnam Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 931 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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