78 Purchase St, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 78 Purchase St, Rye, NY 10580

Property Summary

Property TypeMixed Use Commercial Office / Residential
Lot Size0.08 acres (3,485 sqft)
OwnerCompany Name on File
Last Sale$2,537,500 (Jan 2021)
Tax Bill$40,151 (2026)
Deeds & MortgagesJan 2021 Sale
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN551400 146-7-3-7

Property Details

APN / Parcel Number

Primary APN551400 146-7-3-7
Alternative APN
  • 140014600700030070000000

Interior

Units4 Units

Exterior

Lot Area3,485 sqft (0.08 acres)

Location & Zoning

Street Address78 PURCHASE ST
CityRYE
StateNY
Zip10580-3018
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeB2
Legal SubdivisionSECTION FOUR SUBDIVISION MAP TOWER HILL
Legal Block3
Legal Lot Number7.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group1
Census Block1024
Census Tract7700

Owner

78 Purchase St, a commercial property, is owned by a company that bought it in January 2021.

Source: Westchester County and Rye City records, as of October 21, 2026

Owner of RecordCompany Name on File
Mailing Address7 TRAP FALLS RD, SHELTON, CT 06484-4617
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2021Bargain and Sale Deed, Transfer
Sep 21, 2018Deed of Trust, Mortgage
PCSB BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2021 · Amount on File
Deed SaleJan 5, 2021 · Amount on File
Prior SaleJan 5, 2021 · Amount on File
Deed Document Number2021603573161
Prior Transfer DateSep 8, 1998
Prior Transfer Doc1221000134
Record UpdatedOct 29, 2026

January 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateJan 5, 2021
Property Address78 PURCHASE ST, RYE, NY 10580-3018
Document Number0603573161
Instrument DateDec 21, 2020
Instrument603573161
Transaction TypeTransfer
Record UpdatedJul 12, 2022

Transaction

AmountAmount on Record
Tax$10,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17 ELM PL, 17, RYE, NY 10580-2918

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 TRAP FALLS RD, SHELTON, CT 06484-4617

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address78 PURCHASE ST, RYE, NY 10580-3018
Document Number0582673045
Instrument DateSep 21, 2018
Transaction TypeMortgage
Record UpdatedOct 15, 2018
Title CompanyFUTURE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address78 PURCHASE ST RYE NY 105803018, RYE, NY 10580-3018

Mortgage

Document Number0582673045
DateSep 26, 2018
Book Page058267/003045
Lender
NamePCSB BK
TypeBank
AddressYORKTOWN HEIGHTS, NY 10598
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 78 Purchase St was $40,151, down 46.8% from the year before.

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,151.00 (-46.83%)
2025$75,517.00$31,200 (-) Land $11,400 Building $19,800$2,644,068 (+6.78%) Land $966,102 Building $1,677,966
2024$31,200 (-) Land $11,400 Building $19,800$2,476,191 (+2.38%) Land $904,762 Building $1,571,429
2023$31,200 Land $11,400 Building $19,800$2,418,605 Land $883,721 Building $1,534,884

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 78 Purchase St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims8 (1979–2021)
Claims Outside the SFHA7 of 8
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Purchase St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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