Hampden County and Springfield City property record for 78 Prospect St, Springfield, MA 01107
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2.5 ba · 2,782 sqft · built 1911 |
| Lot Size | 0.149 acres (6,486 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Jun 2026) |
| Tax Bill | $4,650 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:09950 P:0044 |
| Primary APN | SPRI S:09950 P:0044 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 16 Rooms |
| Stories | 3 Stories |
| Building Area | 2,782 sqft Living Area |
| 1st Floor Area | 930 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,486 sqft (0.149 acres) |
| Garage Type | Detached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 99500044 |
|---|---|
| Street Address | 78 PROSPECT ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01107-1738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 800500 |
Source: Hampden County and Springfield City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 60 JAMES ST, SPRINGFIELD, MA 01105-1416 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on Record |
| Deed Sale | Jun 15, 2026 · Amount on Record |
| Deed Document Number | 202627230 |
| Deed Book / Page | 26374 / 276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jun 15, 2026 |
| Property Address | 78 PROSPECT ST, SPRINGFIELD, MA 01107-1738 |
| Document Number | 0000027230 |
| Book / Page | 26374 / 276 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202627230 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 60 JAMES ST, SPRINGFIELD, MA 01105-1416 |
| Investor | Possibly a Property Investor |
| Date | Jun 15, 2026 |
|---|
| Name | CMG MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,650.00 (+7.22%) | $300,800 (+8.75%) Land $31,200 Building $269,600 | $306,125 (-25.24%) |
| 2025 | $4,337.00 (+0.7%) | $276,600 (+9.5%) Land $31,200 Building $245,400 | $409,450 (+10.4%) |
| 2024 | $370,880 | ||
| 2023 | $4,307.00 | $252,600 Land $28,400 Building $224,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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