Ansonia City property record for 78 Prospect St, Ansonia, CT 06401
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,312 sqft · built 1805 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,904 (2026) |
| Deeds & Mortgages | Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14540 |
| Primary APN | 14540 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,312 sqft Living Area |
| Gross Area | 3,804 sqft |
| 1st Floor Area | 1,318 sqft |
| Basement Area | 964 sqft |
| Unfinished Basement | 964 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1805 |
|---|---|
| Effective Year Built | Effective 1805 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,689 sqft (0.98 acres) |
| Garage Type | Detached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 14540 |
|---|---|
| Street Address | 78 PROSPECT ST |
| City | ANSONIA |
| State | CT |
| Zip | 06401-1521 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | B |
| Legal Block | 35 |
| Jurisdiction | ANSONIA CT |
| Township / Civil Division | ANSONIA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 125200 |
78 Prospect St, a duplex, is owned and occupied by an individual.
Source: Ansonia City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 78 PROSPECT ST, ANSONIA, CT 06401-1521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANSONIA CT |
| Property Address | 78 PROSPECT ST, ANSONIA, CT 06401-1521 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 563-839 |
|---|---|
| Date | Oct 4, 2018 |
| Book Page | 563/839 |
| Instrument | 1704690009 |
| Name | ION BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 1, 2043 |
The 2026 property tax bill for 78 Prospect St was $6,904, up 3.2% from the year before.
Source: Ansonia City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Ansonia City |
| Unified School District | Ansonia School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,904.00 (+3.18%) | $234,360 (-) Land $42,840 Building $191,520 | $433,590 (+164.3%) |
| 2025 | $6,691.00 | $234,360 Land $42,840 Building $191,520 | $164,052 Land $29,988 Building $134,064 |
| 2024 | $6,691.00 (+8.8%) | ||
| 2023 | $6,150.00 (+9.7%) | $234,360 (+58.03%) Land $42,840 Building $191,520 | |
| 2022 | $5,606.00 | $148,300 Land $54,500 Building $93,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 78 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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