78 Pinecrest Dr SW, Concord, NC 28027 Property Records

Cabarrus County property record for 78 Pinecrest Dr SW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,378 sqft · built 1956
Lot Size	0.541 acres (23,540 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Jul 2013)
Tax Bill	$1,305 (2023)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5529 15 9808`

Property Details

APN / Parcel Number

Primary APN	`5529 15 9808`
Alternative APNs	`11040 0001.000000` `90751`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,378 sqft Living Area
Gross Area	2,138 sqft
1st Floor Area	1,378 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,540 sqft (0.541 acres)
Lot Dimensions	214 ft deep x 110 ft wide
Driveway	Concrete Driveway
Driveway Area	1,400 sqft
Porch	Slab
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	90751
Street Address	78 PINECREST DR SW
City	CONCORD
State	NC
Zip	28027-7048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	P/O LT 74 PHIFER PARK
Legal Subdivision	WHITEHALL PHIFER PARK
Legal Lot Number	74
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	3
Census Block	3006
Census Tract	42000

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1464 SAINT ANNES CT NW, CONCORD, NC 28027-9721
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2013 · Amount on Record
Deed Sale	Jul 24, 2013 · Amount on Record
Deed Book / Page	10626 / 180
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	78 PINECREST DR SW, CONCORD, NC 28027-7048
Document Number	138431
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 PINECREST DR SW CONCORD NC 280277048, CONCORD, NC 28027-7048

Mortgage

Document Number	138431
Date	Nov 15, 2019
Book Page	013843/000001
Instrument	31839

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 14, 2034

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,690 (+69.87%) Land $52,500 Building $129,190
2024			$181,690 (+69.87%) Land $52,500 Building $129,190
2023	$1,305.00	$106,960 Land $31,500 Building $75,460	$106,960 Land $31,500 Building $75,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	8 (2008–2020)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20