78 Pine St, Saint Paul, MN 55115 Property Records

Washington County property record for 78 Pine St, Saint Paul, MN 55115

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,728 sqft · built 1911
Lot Size	0.163 acres (7,118 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,246 (2026)
Deeds & Mortgages	Jul 2017 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-030-21-24-0064`

Property Details

APN / Parcel Number

Primary APN	`20-030-21-24-0064`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,728 sqft Living Area
Basement Area	828 sqft
Finished Basement	20 sqft
Unfinished Basement	808 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,118 sqft (0.163 acres)
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	316 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	78 PINE ST
City	SAINT PAUL
State	MN
Zip	55115-1937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 7 008 BEG AT INTSEC OF ELY LINE OF PINE ST WITH CEN LINE SD FUSCHIA LANE VAC & RUN THEN SLY ALONG ELY LINE SD PINE ST
Legal Range	21W
Legal Township	30N
Legal Section	20
Legal Subdivision	MAHTOMEDI ASSEMBLY
Legal Block	8
Legal Lot Number	7
Jurisdiction	WASHINGTON MN
Township / Civil Division	MAHTOMEDI
Census Block Group	1
Census Block	1012
Census Tract	70304

Owner

Source: Washington County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	78 PINE ST, SAINT PAUL, MN 55115-1937
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2017	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL FCU
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL FCU
Jun 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FIN'L FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 7, 2025
Transfer Doc	0004460501
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	78 PINE ST, SAINT PAUL, MN 55115-1937
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004121720
Date	Jul 31, 2017
Instrument	4121720

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 30, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	78 PINE ST, SAINT PAUL, MN 55115-1937
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004289186
Date	Jan 19, 2021
Instrument	4289186

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	78 PINE ST, SAINT PAUL, MN 55115-1937
Document Number	0004117626
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	78 PINE ST MAHTOMEDI MN 551151937, MAHTOMEDI, MN 55115-1937

Mortgage

Document Number	0004117626
Date	Jun 29, 2017
Instrument	4117626

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	Mahtomedi City
Unified School District	Mahtomedi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,246.00 (+14.34%) Homeowner's exemption
2025		$436,800 (+1.28%) Land $156,800 Building $280,000	$436,800 (+1.28%) Land $156,800 Building $280,000
2024		$431,300 (+1.99%) Land $151,800 Building $279,500	$431,300 (+1.99%) Land $151,800 Building $279,500
2023	$4,588.00
2022		$422,900 Land $193,000 Building $229,900	$422,900 Land $193,000 Building $229,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mahtomedi serves 8,818 people · EPA ID MN1820013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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