78 Pine St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 78 Pine St, Andover, MA 01810 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,060 sqft · built 1953
Lot Size	0.251 acres (10,929 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Mar 2015)
Tax Bill	$10,971 (2025)
Deeds & Mortgages	May 2019 Refinance Jul 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00021 B:00148 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00021 B:00148 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,060 sqft Living Area
Gross Area	4,060 sqft
Basement Area	1,260 sqft
Unfinished Basement	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,929 sqft (0.251 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	78 PINE ST
City	ANDOVER
State	MA
Zip	01810-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ANDOVER
Legal Block	148
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	4
Census Block	4003
Census Tract	254200

Owner

Source: Essex County and Andover Town records · APN ANDO M:00021 B:00148 L:00000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	78 PINE ST, ANDOVER, MA 01810-1714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 08, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ENTERPRISE BANK & TRUST CO
Jul 01, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHMARK BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 09, 2015 · Amount on Record
Deed Sale	Mar 09, 2015 · Amount on Record
Prior Sale	Sep 29, 2014
Deed Book / Page	14150 / 55
Transfer Doc	13992-59
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	78 PINE ST, ANDOVER, MA 01810-1714
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15839-232
Date	May 08, 2019
Book Page	15839/232
Instrument	9965

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jun 01, 2029

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	78 PINE ST, ANDOVER, MA 01810-1714
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16378-99
Date	Jul 01, 2020
Book Page	16378/99
Instrument	16392

Lender

Name	NORTHMARK BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Aug 01, 2030

Tax Assessment & Valuation

Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,971.00 (+7.26%)	$878,400 (+10.62%) Land $523,500 Building $354,900	$824,790
2024	$10,228.00 (+4.25%)	$794,100 (+10.57%) Land $476,200 Building $317,900
2023	$9,811.00	$718,200 Land $428,900 Building $289,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092542004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 162 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Pine St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures