Penobscot County and Bangor City property record for 78 Palm St, Bangor, ME 04401
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,640 sqft · built 1932 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $403,800 (Jun 2023) |
| Tax Bill | $6,790 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BANG M:047 L:234 |
| Primary APN | BANG M:047 L:234 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,640 sqft Living Area |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Account Number | 4310 |
|---|---|
| Street Address | 78 PALM ST |
| City | BANGOR |
| State | ME |
| Zip | 04401-4020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URD2 |
| Legal Lot Number | 234 |
| Jurisdiction | BANGOR ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 300 |
78 Palm St is owned and occupied by two individuals who bought it in June 2023.
Source: Penobscot County and Bangor City records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 PALM ST, BANGOR, ME 04401-4020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2023 · Amount on File |
| Deed Sale | Jun 1, 2023 · Amount on File |
| Deed Document Number | 202311336 |
| Deed Book / Page | 16836 / 99 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANGOR ME |
| Recording Date | Jun 1, 2023 |
| Property Address | 78 PALM ST, BANGOR, ME 04401-4020 |
| Document Number | 0168360099 |
| Book / Page | 16836 / 99 |
| Instrument Date | May 31, 2023 |
| Instrument | 11336 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10685 MILWAUKEE CT, NORTHGLENN, CO 80233-6133 |
| Document Number | 0000011337 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 11337 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 78 Palm St was $6,790, up 3.1% from the year before.
Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,790.00 (+3.08%) | $383,600 (+8.03%) Land $34,400 Building $349,200 | |
| 2024 | $6,587.00 (+11.21%) | $355,100 (+14.81%) Land $32,800 Building $322,300 | $312,265 |
| 2023 | $5,923.00 (+19.39%) | $309,300 (+27.18%) Land $31,600 Building $277,700 | |
| 2022 | $4,961.00 | $243,200 Land $31,600 Building $211,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Palm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 78 Palm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 813 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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