78 Overlook Dr, Hallowell, ME 04347 Property Records

Kennebec County and Hallowell City property record for 78 Overlook Dr, Hallowell, ME 04347

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,166 sqft · built 2013
Lot Size	1.63 acres (71,003 sqft)
Owner	Individual Name on File
Last Sale	$975,000 (Aug 2025)
Tax Bill	$10,988 (2025)
Deeds & Mortgages	May 2014 Mortgage Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HALL M:002 L:001-00A-008`

Property Details

APN / Parcel Number

Primary APN	`HALL M:002 L:001-00A-008`
Alternative APN	`1277`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,166 sqft Living Area
1st Floor Area	1,085 sqft
Basement Area	1,085 sqft
Unfinished Basement	1,085 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	71,003 sqft (1.63 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1277
Street Address	78 OVERLOOK DR
City	HALLOWELL
State	ME
Zip	04347-3054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33
Legal Subdivision	HALLOWELL OVERLOOK
Legal Lot Number	1-A-008
Jurisdiction	HALLOWELL ME
Township / Civil Division	HALLOWELL
Census Block Group	1
Census Block	1005
Census Tract	10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

78 Overlook Dr is owned and occupied by an individual who bought it in August 2025.

Source: Kennebec County and Hallowell City records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	78 OVERLOOK DR, HALLOWELL, ME 04347-3054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2014	Deed of Trust, Mortgage · ARM KENNEBEC FED S&L
Aug 12, 2025	Deed, Transfer · Conventional Mortgage BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2025 · Amount on File
Deed Sale	Aug 12, 2025 · Amount on File
Deed Document Number	202516685
Deed Book / Page	15455 / 264
Record Updated	Sep 20, 2026

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALLOWELL ME
Property Address	78 OVERLOOK DR, HALLOWELL, ME 04347-3054
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009917
Date	May 20, 2014
Book Page	11691/0202
Instrument	000000009917

Lender

Name	KENNEBEC FED S&L

Agreement

Type	ARM
Amount	Amount on Record
Term	357 Months
Due	Feb 20, 2044

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jun 1, 2019
Margin	3

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HALLOWELL ME
Recording Date	Aug 12, 2025
Property Address	78 OVERLOOK DR, HALLOWELL, ME 04347-3054
Document Number	2025016685
Book / Page	15455 / 264
Instrument Date	Aug 12, 2025
Instrument	2025016685
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 BELANGER RD, JAY, ME 04239-4627

Mortgage

Document Number	2025016686
Date	Aug 12, 2025
Instrument	2025016686

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 78 Overlook Dr was $10,988, down 4% from the year before.

Source: Kennebec County and Hallowell City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Hallowell City
Unified School District	Regional School Unit 02 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,988.00 (-4.02%)	$575,300 (-) Land $67,200 Building $508,100
2024	$11,448.00 (+18.71%)	$575,300 (+37.5%) Land $67,200 Building $508,100
2023	$9,644.00 (+3.83%)	$418,400 (-) Land $48,900 Building $369,500	$455,810
2022	$9,288.00	$418,400 Land $48,900 Building $369,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 78 Overlook Dr in Zone X, an area of minimal flood risk, though there have been 44 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	44 (1979–2023)
Claims Outside the SFHA	4 of 44
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 3 claims Heavy Rain, Snowmelt, Ice Jams & Flooding, Apr 1993 · 5 claims Severe Storms & Flooding, Apr 1987 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Overlook Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER AUGUSTA UTILITY DISTRICT serves 13,750 people · EPA ID ME0090080
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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