78 Old Eb Way, Jay, NY 12941 Property Records

Essex County and Jay Town property record for 78 Old Eb Way, Jay, NY 12941

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 2,832 sqft · built 2004
Lot Size	22.6 acres (987,941 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Jun 2014)
Tax Bill	$15,452 (2025)
Deeds & Mortgages	Jun 2020 Refinance
APN	`152800 36.1-1-5.300`

Property Details

APN / Parcel Number

Primary APN	`152800 36.1-1-5.300`
Alternative APNs	`280003600100010053000000` `615J188014`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,832 sqft Living Area
1st Floor Area	1,632 sqft
2nd Floor Area	1,200 sqft
Basement Area	1,632 sqft
Finished Basement	1,632 sqft
Unfinished Basement	1,632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	987,941 sqft (22.6 acres)
Porch	Slab
Porch Area	2,314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	615J188014
Street Address	78 OLD EB WAY
City	JAY
State	NY
Zip	12941
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	02 - SINGL
Legal Description	10 MALLORY GRANT 83 MARVIN SURVEY #3244
Legal Block	1
Legal Lot Number	5.300
Jurisdiction	ESSEX NY
Township / Civil Division	JAY
Census Block Group	2
Census Block	2044
Census Tract	960200

Owner

Source: Essex County and Jay Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47 BALMORAL DR, PITTSTOWN, NJ 08867-5180
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2014 · Amount on Record
Deed Sale	Jun 16, 2014 · Amount on Record
Prior Sale	Jan 22, 2003 · Amount on Record
Deed Book / Page	1769 / 28
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	78 OLD EB WAY, JAY, NY 12941
Transaction Type	Mortgage
Record Updated	Jun 30, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202097
Date	Jun 10, 2020
Instrument	2020-2097

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Jay Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,452.00 (+44.18%)	$798,200 (+14.4%) Land $256,700 Building $541,500	$798,200 (+14.4%) Land $256,700 Building $541,500
2023		$697,700 (-2.92%) Land $197,500 Building $500,200	$697,700 (-2.92%) Land $197,500 Building $500,200
2022	$10,717.00 (-39.59%)	$718,700 Land $162,500 Building $556,200	$718,700 Land $162,500 Building $556,200
2020	$17,740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	97 (1979–2022)
Claims Outside the SFHA	51 of 97
Most Recent Claim	Feb 2022 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 30 claims Severe Storms High Winds, Rain And Flooding, Nov 1996 · 24 claims Severe Storms And Flooding, Jan 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

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