78 Ocean Park Loop, Georgetown, SC 29440 Property Records

Georgetown County property record for 78 Ocean Park Loop, Georgetown, SC 29440 · Last verified April 2026

Property Summary

Property Type	Seasonal / Vacation Home
Details	5 bd · 5.5 ba · 3,884 sqft · built 2001
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on File
Last Sale	$2,200,000 (Oct 2025)
Tax Bill	$18,478 (2025)
Deeds & Mortgages	Oct 2025 Sale & Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`040190A040.00.00`

Property Details

APN / Parcel Number

Primary APN	`040190A040.00.00`
Alternative APN	`33770`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,884 sqft Living Area
Gross Area	6,206 sqft
1st Floor Area	1,716 sqft
2nd Floor Area	1,760 sqft
Upper Floors Area	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	1,097 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	992 sqft
Deck Area	233 sqft
Patio Area	233 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	33770
Street Address	78 OCEAN PARK LOOP
City	GEORGETOWN
State	SC
Zip	29440-7040
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 40 OCEAN PARK DEBORDIEU
Legal Subdivision	DEB
Legal Lot Number	40
Jurisdiction	GEORGETOWN SC
Township / Civil Division	WACCAMAW NECK
Census Block Group	1
Census Block	1012
Census Tract	920508

Owner

Source: Georgetown County records · APN 040190A040.00.00

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4002 CARNOUSTIE LN, CHARLOTTE, NC 28210-4907
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed, Transfer · Line of Credit FIRST CITIZENS BANK & TRUST CO
Sep 28, 2020	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	Sep 28, 2020 · Amount on Record
Deed Document Number	202510219
Deed Book / Page	4904 / 418
Prior Transfer Date	Feb 07, 2018
Prior Transfer Doc	03210/0219
Record Updated	Jun 08, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Oct 15, 2025
Property Address	78 OCEAN PARK LOOP, GEORGETOWN, SC 29440-7040
Document Number	RB4904/0418
Book / Page	RB4904 / 418
Map Reference	SL 100 PG 9
Instrument Date	Oct 05, 2025
Instrument	2025010219
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4002 CARNOUSTIE LN, CHARLOTTE, NC 28210-4907

Mortgage

Document Number	0RB4904423
Date	Oct 15, 2025
Instrument	RB4904/423

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2030
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	11.5%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Sep 28, 2020
Property Address	78 OCEAN PARK LOOP, GEORGETOWN, SC 29440-7040
Document Number	3895/0012
Book / Page	003895 / 000012
Instrument Date	Sep 24, 2020
Instrument	11053
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,625.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 CROW CANYON DR FOLSOM CA 956302062, FOLSOM, CA 95630-2062

Mortgage

Document Number	3895/0013
Date	Sep 28, 2020
Book Page	003895/000013
Instrument	11054

Lender

Name	FLAGSTAR BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2050

Tax Assessment & Valuation

Source: Georgetown County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,478.00 (+6.75%)	$78,590 (+15%) Land $27,659 Building $50,931	$1,846,900 (+62.15%) Land $650,000 Building $1,196,900
2024	$17,310.00 (+2.88%)	$68,340 (-) Land $27,000 Building $41,340	$1,139,000 (-) Land $450,000 Building $689,000
2023	$16,825.00 (+4.81%)	$68,340 (-) Land $27,000 Building $41,340	$1,139,000 (-) Land $450,000 Building $689,000
2022	$16,053.00	$68,340 Land $27,000 Building $41,340	$1,139,000 Land $450,000 Building $689,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Georgetown County (45043C), updated June 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450439205081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 626 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	715 units insured 89 under condo master policies
Nearby Flood Claims	84 (1987–2023)
Claims Outside the SFHA	8 of 84
Most Recent Claim	Dec 2023, other causes
Claims By Storm	Hurricane Ian, Oct 2022 · 36 claims Hurricane Matthew, Oct 2016 · 7 claims Severe Storms And Flooding, Oct 2015 · 35 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 63% of South Carolina
Wildfire Likelihood	About 1 in 1,149 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Horry Telephone Cooperative	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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