78 Ocean Ave, West Haven, CT 06516 Property Records

West Haven City property record for 78 Ocean Ave, West Haven, CT 06516

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,428 sqft · built 1935
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$292,240 (Apr 2020)
Tax Bill	$9,756 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`WHAV M:0003 B:0005 L:0000`

Property Details

APN / Parcel Number

Primary APN	`WHAV M:0003 B:0005 L:0000`
Alternative APN	`6101`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	4,115 sqft
1st Floor Area	1,428 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	6101
Street Address	78 OCEAN AVE
City	WEST HAVEN
State	CT
Zip	06516-7050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	5
Jurisdiction	WEST HAVEN CT
Township / Civil Division	WEST HAVEN
Census Block Group	6
Census Block	6013
Census Tract	154700

Owner

Source: West Haven City records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	78 OCEAN AVE, WEST HAVEN, CT 06516-7050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Line of Credit IMPERIUM LENDING LLC
Oct 30, 2024	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS LLC
Jan 20, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Mar 15, 2021	Deed of Trust, Mortgage · Balloon Mortgage QUICKEN LOANS INC
Apr 7, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Oct 13, 2017	Deed of Trust, Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2020 · Amount on Record
Deed Sale	Apr 7, 2020 · Amount on Record
Prior Sale	Jun 27, 2002 · Amount on Record
Deed Book / Page	1862 / 391
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST HAVEN CT
Property Address	78 OCEAN AVE, WEST HAVEN, CT 06516-7050
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002027-170
Date	Oct 3, 2025
Book Page	2027/170

Lender

Name	IMPERIUM LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST HAVEN CT
Property Address	78 OCEAN AVE, WEST HAVEN, CT 06516-7050
Transaction Type	Mortgage
Record Updated	Nov 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00002002-1
Date	Oct 30, 2024
Book Page	2002/1

Lender

Name	SWIFT HOME LOANS LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST HAVEN CT
Property Address	78 OCEAN AVE, WEST HAVEN, CT 06516-7050
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001958-589
Date	Jan 20, 2023
Book Page	1958/589

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST HAVEN CT
Property Address	78 OCEAN AVE, WEST HAVEN, CT 06516-7050
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1892-333
Date	Mar 15, 2021
Book Page	1892/333

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST HAVEN CT
Recording Date	Apr 7, 2020
Property Address	78 OCEAN AVE, WEST HAVEN, CT 06516-7050
Document Number	1862-391
Book / Page	1862 / 391
Instrument Date	Apr 3, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 OCEAN AVE, WEST HAVEN, CT 06516-7050

Mortgage

Document Number	1862393
Date	Apr 7, 2020
Instrument	1862/393

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST HAVEN CT
Property Address	78 OCEAN AVE, WEST HAVEN, CT 06516-7050
Document Number	1801-38
Book / Page	001801 / 000038
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 LUCY ST WOODBRIDGE CT 065252214, WOODBRIDGE, CT 06525-2214

Mortgage

Document Number	1801-38
Date	Oct 23, 2017
Book Page	001801/000038

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 22, 2022

Tax Assessment & Valuation

Source: West Haven City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	West Haven City
Unified School District	West Haven School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,756.00	$296,800 (+56.92%) Land $114,310 Building $182,490	$424,000 Land $163,300 Building $260,700
2024	$9,756.00 (+14.37%)
2023	$8,530.00 (+1.83%)	$189,140 (-) Land $79,170 Building $109,970
2022	$8,377.00	$189,140 Land $79,170 Building $109,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum.

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