78 Oarsman Crossing Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 78 Oarsman Crossing Dr, Saint Augustine, FL 32095

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,795 sqft · built 2022
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$350,990 (Mar 2023)
Tax Bill	$5,865 (2025)
Deeds & Mortgages	Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`026101-0700`

Property Details

APN / Parcel Number

Primary APN	`026101-0700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,795 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	840 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	78 OARSMAN CROSSING DR
City	SAINT AUGUSTINE
State	FL
Zip	32095-9103
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	111/1-7 BRIDGEWATER PHASE 1A LOT 70 OR5716/842
Legal Subdivision	BRIDGEWATER PHASE 1A
Legal Block	1
Legal Lot Number	70
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2041
Census Tract	20904

Owner

78 Oarsman Crossing Dr, a townhouse, is owned by an individual who bought it in March 2023.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	8245 RIDING CLUB RD, JACKSONVILLE, FL 32256-7263
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2023 · Amount on File
Deed Sale	Mar 1, 2023 · Amount on File
Deed Document Number	202315575
Deed Book / Page	5716 / 842
Record Updated	Sep 20, 2026

March 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 1, 2023
Property Address	78 OARSMAN CROSSING DR, SAINT AUGUSTINE, FL 32095-9103
Document Number	0057160842
Book / Page	5716 / 842
Map Reference	MB 111 PG 1-7
Instrument Date	Feb 17, 2023
Instrument	2023015575
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Tax	$2,457.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 OARSMAN CROSSING DR, ST AUGUSTINE, FL 32095-9103

Tax Assessment & Valuation

The 2025 property tax bill for 78 Oarsman Crossing Dr was $5,865, up 4.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,363 (+3.83%) Land $60,000 Building $254,363	$314,363 (+3.83%) Land $60,000 Building $254,363
2025	$5,865.00 (+4.94%)	$302,767 (-2.18%)	$302,767 (-2.18%) Land $65,000 Building $237,767
2024	$5,589.00 (+3.85%)	$309,525 (-)	$309,525 (-) Land $70,000 Building $239,525
2023	$5,382.00 (+198.83%)	$309,525 (+724.96%)	$309,525 (+724.96%) Land $70,000 Building $239,525
2022	$1,801.00	$37,520	$37,520 Land $37,520

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 78 Oarsman Crossing Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Oarsman Crossing Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20