78 Oak St, Westerly, RI 02891 Property Records

Westerly Town property record for 78 Oak St, Westerly, RI 02891

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,747 sqft · built 1900
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Nov 2020)
Tax Bill	$2,581 (2025)
Deeds & Mortgages	Nov 2020 Sale Apr 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`WEST M:48 B:8`

Property Details

APN / Parcel Number

Primary APN	`WEST M:48 B:8`
Alternative APNs	`M:048 B:8 L` `19124228`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,747 sqft Living Area
Gross Area	3,184 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	19124228
Street Address	78 OAK ST
City	WESTERLY
State	RI
Zip	02891-1716
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	8
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2001
Census Tract	50801

Owner

Source: Westerly Town assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	84 OAK ST, WESTERLY, RI 02891-1737
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Warranty Deed, Transfer NOT AVAILABLE
Apr 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Jul 8, 1999 · Amount on Record
Deed Document Number	20206035
Deed Book / Page	2020 / 26355
Transfer Doc	2017-5257
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Nov 25, 2020
Property Address	78 OAK ST, WESTERLY, RI 02891-1716
Document Number	2020-6355
Book / Page	002020 / 026355
Instrument Date	Oct 2, 2020
Instrument	6035
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 OAK ST WESTERLY RI 028911716, WESTERLY, RI 02891-1716

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Apr 3, 2017
Property Address	78 OAK ST, WESTERLY, RI 02891-1716
Document Number	2017-5257
Book / Page	002017 / 005257
Instrument Date	Mar 27, 2017
Instrument	1320
Transaction Type	Transfer
Record Updated	Apr 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 GUILD ST PORT CHARLOTTE FL 339522749, PORT CHARLOTTE, FL 33952-2749

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,581.00 (+2.42%)	$331,700 (+33.75%) Land $137,500 Building $194,200
2023	$2,520.00 (+0.6%)	$248,000 (-) Land $93,000 Building $155,000
2022	$2,505.00	$248,000 Land $93,000 Building $155,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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