78 Oak St, Lexington, MS 39095 Property Records

Holmes County property record for 78 Oak St, Lexington, MS 39095

Property Summary

Property TypeOffice Building
Details2,502 sqft · built 1917
OwnerIndividual Name on File
Tax Bill$2,172 (2025)
Flood ZoneZone X (minimal risk)
APN0501903100

Property Details

APN / Parcel Number

Primary APN0501903100

Interior

Building Area2,502 sqft Finished Area
Office2,502 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1917
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Parking Spaces1 Parking Space

Location & Zoning

Street Address78 OAK ST
CityLEXINGTON
StateMS
Zip39095
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionLOT 32 LESS 3'6
Legal Lot Number32
JurisdictionHOLMES MS
Township / Civil Division5
Census Block Group2
Census Block2026
Census Tract950200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lexington Historic District
listed 2001 · 226 contributing resources · NRIS 01000754

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Holmes County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address404 COURT SQ, LEXINGTON, MS 39095-3632
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Holmes County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHolmes County
MunicipalityLexington City
Unified School DistrictHolmes County Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,172.00$10,962 (-) Land $1,275 Building $9,687$73,076 (-) Land $8,499 Building $64,577
2023$10,962 Land $1,275 Building $9,687$73,076 Land $8,499 Building $64,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims29 (1987–2019)
Claims Outside the SFHA4 of 29
Most Recent ClaimJul 2019 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2001 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LEXINGTON
serves 1,600 people · EPA ID MS0260012
Water SourceGroundwater
Last State InspectionApr 2022
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Oak St

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