Penobscot County and Brewer City property record for 78 Oak Grove Dr, Brewer, ME 04412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,128 sqft · built 1994 |
| Lot Size | 0.67 acres (29,184 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Apr 2014) |
| Tax Bill | $6,045 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jul 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BRER M:40-A L:40 |
| Primary APN | BRER M:40-A L:40 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Living Area |
| Gross Area | 3,360 sqft |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,184 sqft (0.67 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2610034 |
|---|---|
| Street Address | 78 OAK GROVE DR |
| City | BREWER |
| State | ME |
| Zip | 04412-1268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR-1 |
| Legal Lot Number | 40 |
| Jurisdiction | BREWER ME |
| Township / Civil Division | BREWER |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 4300 |
78 Oak Grove Dr is owned and occupied by two individuals who bought it in April 2014.
Source: Penobscot County and Brewer City records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 OAK GROVE DR, BREWER, ME 04412-1268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance EVERETT FINANCIAL INC |
| Sep 4, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Oct 23, 2019 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2014 · Amount on File |
| Deed Sale | Apr 1, 2014 · Amount on File |
| Deed Book / Page | 13495 / 88 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREWER ME |
| Property Address | 78 OAK GROVE DR, BREWER, ME 04412-1268 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0177480234 |
|---|---|
| Date | Jan 5, 2026 |
| Book Page | 17748/234 |
| Instrument | 130 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREWER ME |
| Property Address | 78 OAK GROVE DR, BREWER, ME 04412-1268 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2024 |
| Title Company | ADVANTAGEONE TITLE, ADVANTAGE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0165640279 |
|---|---|
| Date | Jul 27, 2022 |
| Book Page | 16564/279 |
| Instrument | 21532 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREWER ME |
| Property Address | 78 OAK GROVE DR, BREWER, ME 04412-1268 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0156820019 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 15682/19 |
| Instrument | 28117 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 265 Months |
| Due | Oct 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREWER ME |
| Property Address | 78 OAK GROVE DR, BREWER, ME 04412-1268 |
| Document Number | 0153510039 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 78 OAK GROVE DR BREWER ME 044121268, BREWER, ME 04412-1268 |
| Document Number | 0153510039 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 015351/000039 |
| Instrument | 34841 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 12, 2034 |
The 2025 property tax bill for 78 Oak Grove Dr was $6,045, up 6.5% from the year before.
Source: Penobscot County and Brewer City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Brewer City |
| Unified School District | Brewer (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,045.00 (+6.5%) | $392,500 (+30.01%) Land $31,600 Building $360,900 | |
| 2024 | $5,676.00 (+3.14%) | $301,900 (+10.26%) Land $31,600 Building $270,300 | |
| 2023 | $5,503.00 | $273,800 Land $30,100 Building $243,700 | $366,035 |
| 2021 | $5,263.00 | $236,000 Land $29,000 Building $207,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Oak Grove Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Oak Grove Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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