78 Norman Ln, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 78 Norman Ln, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	2,654 sqft · built 1987
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Dec 2019)
Tax Bill	$14,128 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-13002-0000-00002-12`

Property Details

APN / Parcel Number

Primary APN	`15-13002-0000-00002-12`
Alternative APNs	`15130020000000020012` `08411000`

Interior

Stories	2 Stories
Building Area	2,654 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)
Lot Depth	308 ft Depth

Location & Zoning

Account Number	08411000
Street Address	78 NORMAN LN
City	OLD BRIDGE
State	NJ
Zip	08857-4602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	.46AC
Legal Subdivision	MINOR SUB & VARIANCE SKETCH
Legal Block	13002
Legal Lot Number	2.12
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	2
Census Block	2003
Census Tract	7914

Owner

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	78 NORMAN LN, OLD BRIDGE, NJ 08857-4602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2019 · Amount on Record
Deed Sale	Dec 24, 2019 · Amount on Record
Prior Sale	Nov 24, 2014 · Amount on Record
Deed Document Number	2019109363
Deed Book / Page	17729 / 1984
Record Updated	Sep 20, 2026

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 24, 2019
Property Address	78 NORMAN LN, OLD BRIDGE, NJ 08857-4602
Document Number	2019109363
Book / Page	17729 / 1984
Instrument Date	Dec 20, 2019
Instrument	2019109363
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	MEGA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,223.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 CEDAR CT, 3, PERRINEVILLE, NJ 08535-1128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7314 21ST AVE, BROOKLYN, NY 11204-5956

Mortgage

Document Number	2019109364
Date	Dec 24, 2019
Instrument	2019109364

Lender

Name	CROSSCOUNTY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,400 (-) Land $54,900 Building $172,500	$227,400 (-) Land $54,900 Building $172,500
2025	$14,128.00 (+10.02%)	$227,400 (-) Land $54,900 Building $172,500	$227,400 (-) Land $54,900 Building $172,500
2024	$12,841.00 (+6.69%)
2023		$227,400 Land $54,900 Building $172,500	$227,400 Land $54,900 Building $172,500
2022	$12,036.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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