78 Nez Perces Ct, Lyons, CO 80540 Property Records

Larimer County property record for 78 Nez Perces Ct, Lyons, CO 80540

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,792 sqft · built 1979
Lot Size	2.61 acres (114,127 sqft)
Owner	Individual Name on Record
Last Sale	$874,000 (May 2023)
Tax Bill	$5,619 (2025)
Deeds & Mortgages	May 2023 Sale Jan 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14321-06-009`

Property Details

APN / Parcel Number

Primary APN	`14321-06-009`
Alternative APN	`R0540994`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
Upper Floors Area	1,058 sqft
Basement Area	2,296 sqft
Finished Basement	1,232 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2018
Architectural Style	Other
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	114,127 sqft (2.61 acres)
Terrain	Gentle Slope
Garage Type	Detached
Garage Area	583 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	896 sqft
Patio Area	1,058 sqft
Balcony	Balcony
Balcony Area	1,058 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R0540994
Old Parcel Number	1432106009
Street Address	78 NEZ PERCES CT
City	LYONS
State	CO
Zip	80540-8206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9, PINEWOOD SPRINGS 11TH; LESS 20070077793 (PINEWOOD RESERVOIR)
Legal Range	71
Legal Township	04
Legal Section	32
Legal Quarter	NE
Legal Subdivision	PINEWOOD SPRINGS
Legal Block	6
Legal Lot Number	9
Jurisdiction	LARIMER CO
Township / Civil Division	ESTES PARK
Census Block Group	1
Census Block	1046
Census Tract	1905

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	26626 E PEAKVIEW DR, AURORA, CO 80016-6108
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Special Warranty Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO
Jan 6, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 26, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jun 3, 2019	Deed of Trust, Mortgage · ARM COMMERCE BANK
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2023 · Amount on Record
Deed Sale	May 10, 2023 · Amount on Record
Prior Sale	Jun 8, 2011 · Amount on Record
Deed Document Number	20230018668
Record Updated	Jun 8, 2026

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 10, 2023
Property Address	78 NEZ PERCES CT, LYONS, CO 80540-8206
Document Number	0000018668
Instrument Date	May 5, 2023
Instrument	20230018668
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$87.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26626 E PEAKVIEW DR, AURORA, CO 80016-6108

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	78 NEZ PERCES CT, LYONS, CO 80540-8206
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	SOUTHWEST FINANCIAL SVCS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000951
Date	Jan 6, 2017
Instrument	20170000951

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 14, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	78 NEZ PERCES CT, LYONS, CO 80540-8206
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024374
Date	Apr 26, 2018
Instrument	20180024374

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	78 NEZ PERCES CT, LYONS, CO 80540-8206
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029291
Date	Jun 3, 2019
Instrument	20190029291

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	78 NEZ PERCES CT, LYONS, CO 80540-8206
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094040
Date	Nov 12, 2020
Instrument	20200094040

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Estes Park School District R-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,619.00 (-19.97%)	$58,100 (-25.24%) Land $10,219 Building $47,881	$929,600 (-19.86%) Land $163,500 Building $766,100
2023	$7,021.00 (+40.11%)	$77,713 (+64.32%) Land $14,740 Building $62,973	$1,159,900 (+70.45%) Land $220,000 Building $939,900
2022	$5,011.00	$47,295 Land $8,688 Building $38,607	$680,500 Land $125,000 Building $555,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 98% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINEWOOD SPRINGS WD serves 745 people · EPA ID CO0135610
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Oct 2025 Treatment failure resolved · Dec 2024
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Jan 2026
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
xBar7 Communications Fixed Wireless · Fiber in parts of the area	200 / 200
Rise Broadband Fixed Wireless	50 / 10

Cell Coverage

4G LTE only, no 5G reported

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