78 New St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 78 New St, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	1,372 sqft · built 1925
Lot Size	0.083 acres (3,605 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jan 2016)
Tax Bill	$11,004 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-05900-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`16-05900-0000-00020`
Alternative APN	`1600170000000038`

Interior

Building Area	1,372 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	3,605 sqft (0.083 acres)
Lot Dimensions	103 ft deep x 35 ft wide

Location & Zoning

Old Parcel Number	1600170000000038
Street Address	78 NEW ST
City	NUTLEY
State	NJ
Zip	07110-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	35X103 IRR
Legal Subdivision	ERNEST A WILLIAMSON
Legal Block	5900
Legal Lot Number	20
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	3
Census Block	3004
Census Tract	13800

Owner

78 New St is owned and occupied by an individual who bought it in January 2016.

Source: Essex County and Nutley Township records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	78 NEW ST, NUTLEY, NJ 07110-1602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage PROPONENT FEDERAL CREDIT UNION
Mar 23, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 23, 2020	Loan Modification, Mortgage · FHA Mortgage MONEY SOURCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2016 · Amount on File
Deed Sale	Jan 28, 2016 · Amount on File
Deed Document Number	20168693
Prior Transfer Date	Mar 21, 2008
Prior Transfer Doc	0008028428
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Sep 9, 2026
Property Address	78 NEW ST, NUTLEY, NJ 07110-1602
Document Number	0000059869
Instrument Date	Aug 21, 2026
Instrument	202659869
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	TITLE GROUP, WEISS TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 NEW ST, NUTLEY, NJ 07110-1602

Mortgage

Document Number	0000059869,
Date	Sep 9, 2026
Instrument	202659869

Lender

Name	PROPONENT FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	78 NEW ST, NUTLEY, NJ 07110-1602
Document Number	0000048014
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 NEW ST NUTLEY NJ 071101602, NUTLEY, NJ 07110-1602

Mortgage

Document Number	0000048014
Date	May 18, 2020
Instrument	48014

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2050

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ESSEX NJ
Property Address	78 NEW ST, NUTLEY, NJ 07110-1602
Document Number	0000048013
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 NEW ST NUTLEY NJ 071101602, NUTLEY, NJ 07110-1602

Mortgage

Document Number	0000048013
Date	May 18, 2020
Instrument	48013

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2050

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 78 New St was $11,004, up 2.6% from the year before.

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407,700 (-) Land $222,500 Building $185,200	$407,700 (-) Land $222,500 Building $185,200
2025	$11,004.00 (+2.55%)	$407,700 Land $222,500 Building $185,200	$407,700 Land $222,500 Building $185,200
2024	$10,730.00
2023		$407,700 Land $222,500 Building $185,200	$407,700 Land $222,500 Building $185,200
2022	$9,273.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78 New St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	15 (1999–2024)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 78 New St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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